California Issues Mandatory Moratorium on Policy Cancellations and Non-Renewals

California Issues Mandatory Moratorium on Policy Cancellations and Non-Renewals

On August 15, 2022, the California Department of Insurance (CDI) issued Bulletin 2022-11 regarding a mandatory moratorium on residential property insurance policy cancellations and non-renewals after the declaration of a state of emergency.

California Governor Gavin Newsom issued a state of emergency proclamation on July 30, 2022 for the following wildfires covering Siskiyou County: (1) the McKinney Fire; and (2) the China 2 and Evans Fires.

The specifics of the CDI's moratorium are outlined within the Bulletin. It applies to the following zip codes:

  • McKinney Fire: 95568, 96027, 96032, 96034, 96038, 96044, 96050, 96064, 96085, 96086, 96097
  • China 2 Fire also known as the Yeti Fire (including Evans Fire): 95543, 95556, 95568, 96027, 96031, 96032, 96039, 96050, 96085, 96086

 

Link to CDI Bulletin 2022-11

Link to Emergency Proclamation