Generated by All in One SEO Pro v5.0.0.1, this is an llms.txt file, used by LLMs to index the site. # AAIS Member-Focused Advisory Solutions ## Sitemaps - [XML Sitemap](https://aaisonline.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [State-Specific Regulatory Expertise in Insurance Compliance](https://aaisonline.com/state-specific-regulatory-expertise-in-insurance-compliance/) - Insurance regulation requires detailed familiarity with individual jurisdictions, individual regulators, and today’s ever-changing complexity of the property and casualty (P&C) insurance marketplace. This has made state-specific regulatory expertise increasingly important. Effective regulatory compliance involves more than simply following the statutory requirements. Insurers must also account for how regulators interpret those requirements and how evolving expectations - [AAIS Appoints Arron Lamp as Chief Information Officer to Lead Enterprise Technology Strategy, Innovation, and AI Readiness](https://aaisonline.com/aais-appoints-arron-lamp-as-chief-information-officer/) - P&C insurance veteran assumes technology leadership role effective August 10, 2026. Lisle, IL, July 27, 2026 – The American Association of Insurance Services (AAIS) today announced the appointment of Arron Lamp as Chief Information Officer (CIO), effective August 10, 2026. He will lead AAIS's enterprise technology strategy and modernization efforts, ensuring technology investments support the - [Digital Transformation in Insurance: From Agile to AI](https://aaisonline.com/digital-transformation-insurance/) - The buzz around artificial intelligence (AI) is growing louder by the day—and the insurance industry is no exception. From underwriting and claims to customer service and fraud detection, AI is being hailed as a game-changer. But in the rush to adopt this transformative technology, we risk repeating a familiar story. If you've been in the - [Efficient Adoption Filings and Bureau Monitoring for Insurers](https://aaisonline.com/efficient-adoption-filings-bureau-monitoring/) - Learn how to streamline adoption filings and bureau monitoring with Perr&Knight’s automated software and expert insurance compliance consulting. - [Automate Bureau Adoption Filings and Ensure Insurance Compliance](https://aaisonline.com/automate-bureau-adoption-filings-insurance-compliance/) - The insurance industry continues to operate in an environment defined by regulatory complexity, rapid product evolution, and increasing pressure to deliver timely, compliant filings across multiple jurisdictions. One of the most persistent challenges for insurers, particularly those managing bureau-based products, is navigating the intricate process of adoption filings. Each bureau circular, whether related to loss - [Modernizing Automation in Insurance Toward a Paper-Free Future](https://aaisonline.com/modernizing-automation-insurance-paper-free/) - Despite growing investments in digital transformation, many insurers still rely on paper-based workflows. From legacy systems and compliance concerns to aging customer bases, the road to modernization has been slow and uneven. Frank Eubank, CEO of LenderDock, offers a candid look at why paper persists—and how insurers can finally move past it. Why Insurance Still Relies - [How Low-Code/No-Code and AI Are Digitally Transforming Insurance](https://aaisonline.com/low-code-no-code-ai-transform-insurance/) - The insurance industry has been on a long journey of digital transformation—one that arguably began decades ago with the introduction of mainframes, personal computers, and later, cloud computing. But in 2025, a new question is emerging: Why are we still talking about “digital transformation” in the traditional sense? The answer lies not in the existence of digital - [Automating Lienholder Communications to Boost Efficiency](https://aaisonline.com/automating-lienholder-communication/) - The insurance industry has long been resistant to change, lagging behind other sectors when it comes to innovation and modernization. While financial services, retail, and even healthcare have thrived with new technology, insurance remains a slow mover—held back by legacy systems, regulatory complexities, and deep-rooted traditional processes. This difficulty in evolving has led to significant - [AAIS Appoints Kelly Reynolds as Chief Product Officer to Lead Product Strategy and Innovation](https://aaisonline.com/aais-appoints-kelly-reynolds-as-chief-product-officer/) - Experienced P&C insurance executive assumes product leadership role effective July 20, 2026. Lisle, IL, July 13, 2026 – The American Association of Insurance Services (AAIS) today announced the appointment of Kelly Reynolds as Chief Product Officer, effective July 20, 2026. She will lead the organization’s product strategy, portfolio, and innovation initiatives to help Member insurers - [Unmanned Aircraft and Insurance: Risks, Regulation, and the Road Ahead](https://aaisonline.com/unmanned-aircraft-white-paper/) - Unmanned aircraft (UA), known colloquially as unmanned drones, have rapidly evolved from military technology into widely used tools across commercial, recreational, and governmental sectors. Their ability to capture data, access hazardous environments, and operate with precision has driven widespread adoption across industries including agriculture, logistics, and construction. Today's unmanned aircraft operators can choose from a - [AAIS Progress Report: June 2026 Edition](https://aaisonline.com/aais-progress-report-june-2026-edition/) - AAIS continues to advance initiatives that support Member success through enhanced engagement, regulatory transparency, and product innovation. Our June 2026 Progress Report highlights the addition of Russ McGuire as Chief Member Engagement Officer, the launch of the new AAIS Legislative Summary Tracker, and ongoing progress across key product initiatives, including the 2026 Farmowners Series, 2027 Homeowners Series, FLAMES, Personal Flood Insurance Program, and multiple commercial lines and inland marine refresh efforts. The report also covers continued expansion of implementation resources through the S2M Toolkit, advancements in DOI-approved rating innovation with Pinpoint Predictive, and the latest developments in emerging risk areas such as PFAS and microplastics. - [AI in Insurance: Streamlining Underwriting Without Disruption](https://aaisonline.com/ai-in-insurance-oneshield/) - Artificial intelligence (AI) is reshaping the insurance industry, and successful adoption requires careful planning. Tony Villa, President of OneShield, shares key insights on how insurers can integrate AI to enhance efficiencies without disrupting operations. Practical First Steps for Integrating AI Without Disrupting Operations "AI is definitely frontier-level stuff that's changing rapidly, so it's natural to - [Enhancing Risk Mitigation with Behavioral Intelligence](https://aaisonline.com/enhancing-risk-mitigation-with-behavioral-intelligence/) - Behavioral intelligence is transforming how insurers assess risk, enhance profitability, and promote fairness in underwriting. In a recent interview with AAIS Partner Pinpoint Predictive, Inc., we explored how carriers can leverage these insights at key stages of the insurance value chain from risk selection to renewal strategies. Scott Ham, CEO of Pinpoint Predictive, Inc., explained - [AAIS Appoints Russ McGuire as Chief Member Engagement Officer to Strengthen Member Experience and Strategic Alignment](https://aaisonline.com/aais-appoints-russ-mcguire-as-chief-member-engagement-officer/) - Lisle, IL, May 11, 2026 – The American Association of Insurance Services (AAIS) today announced the appointment of Russ McGuire as Chief Member Engagement Officer, effective May 4. “In this newly created role, McGuire will lead a team encompassing Member Engagement, Member Success, Strategic Partnerships, and Marketing & Communications. This alignment is designed to strengthen how - [AAIS Appoints Keith Wolfe as New President and CEO](https://aaisonline.com/aais-appoints-keith-wolfe-as-new-president-and-ceo/) - Experienced P&C insurance executive assumes the leadership role effective March 1, 2026. Lisle, IL, February 12, 2026 – The American Association of Insurance Services (AAIS) today announced the appointment of Keith Wolfe as President and Chief Executive Officer, effective March 1, 2026. “After a thorough and thoughtful search, the Board is confident that we have selected - [AAIS Celebrates 90 Years of Service to the Insurance Industry](https://aaisonline.com/aais-celebrates-90-years-of-service-to-the-insurance-industry/) - A legacy built on expertise, collaboration, and trust since 1936. Lisle, IL, January 5, 2026 – The American Association of Insurance Services (AAIS) is celebrating 90 years of service to the insurance industry, marking a milestone that reflects nearly a century of innovation, collaboration, and industry leadership. Founded in 1936, AAIS is a national advisory organization committed - [Evolving Insurance Compliance: Data, Regulation, and Climate Risk](https://aaisonline.com/evolving-insurance-compliance/) - Learn about evolving insurance compliance, data call best practices, and climate resilience strategies shaping regulatory trends and operational risk. - [AAIS and Pinpoint Predictive Launch Strategic Partnership to Deliver Next-Generation, DOI-Approved Rating Factors to P&C Insurers](https://aaisonline.com/aais-pinpoint-predictive-launch-strategic-partnership/) - Collaboration brings AAIS Members faster and simpler access to predictive risk signals. Lisle, IL, September 8, 2025 -- The American Association of Insurance Services (AAIS) and Pinpoint Predictive are excited to announce a strategic partnership designed to give AAIS Members access to Department-of-Insurance-approved rating factors. These next-generation signals improve risk selection, enhance pricing accuracy, and - [Webinar: AI Exploitations: How P&C Insurers Can Protect Themselves](https://aaisonline.com/ai-exploitations-webinar/) - Artificial intelligence (AI) is reshaping the insurance landscape—but not always for the better. While AI offers powerful tools for underwriting, claims, and fraud detection, it can also be weaponized to exploit vulnerabilities in public filings, policy language, and internal processes. As these tools grow more sophisticated and accessible, P&C insurers must understand how AI can - [Webinar: Advancing AI in Insurance: Navigating Regulatory Trends](https://aaisonline.com/advancing-ai-insurance/) - As artificial intelligence (AI) continues to evolve in the P&C insurance industry, navigating regulatory trends has become increasingly critical to ensuring compliance, maintaining consumer trust, and fostering responsible innovation. In a recent AAIS webinar, industry experts discussed the evolving role of AI in the insurance sector, focusing on its regulatory trends and best practices for - [KPIs to Improve P&C Insurer Profitability and Risk Management](https://aaisonline.com/key-kpis-pc-insurance-profitability-and-growth/) - "If you can measure it, you can manage it" - Peter Drucker The foundation of any property & casualty (P&C) insurance carrier rests on two main pillars: financial performance and operational effectiveness. To ensure sustainable and profitable growth, carriers need to closely monitor several key metrics that measure their ability to manage risk, optimize operations, - [Closing P&C Insurance Blind Spots with Mortality Data](https://aaisonline.com/closing-pc-insurance-blind-spots-with-mortality-data/) - In property & casualty (P&C) insurance, carriers invest heavily in data, analytics, and risk modeling to power underwriting, claims, portfolio management, and regulatory reporting. Yet one common blind spot remains largely overlooked — timely awareness of a policyholder’s death. Most policy administration systems are designed for the living. They operate under the assumption that the - [AAIS Progress Report: March 2026 Edition](https://aaisonline.com/aais-progress-report-march-2026-edition/) - Key product, regulatory, and organizational updates shaping what’s next for AAIS Members AAIS continues to make meaningful progress across our product lines, regulatory activity, and organizational leadership. Our March 2026 Progress Report highlights the appointment of our new President and CEO, Keith Wolfe, ongoing advancements across personal and commercial lines, continued expansion of our Personal - [AAIS Welcomes ePayPolicy to Partner Program to Advance Digital Payment Innovation](https://aaisonline.com/aais-welcomes-epaypolicy-to-partner-program-to-advance-digital-payment-innovation/) - New Partner equips AAIS Members with secure, integrated payment solutions to streamline premium receivables and accelerate policy binding. Lisle, IL, March 16, 2026 — The American Association of Insurance Services (AAIS) is pleased to announce that ePayPolicy has joined the AAIS Partner Program, further expanding the suite of innovative solutions available to AAIS Member carriers. - [AAIS Announces The Berwyn Group as Newest Partner, Expanding Data Intelligence Solutions for Member Carriers](https://aaisonline.com/aais-announces-the-berwyn-group-as-newest-partner-expanding-data-intelligence-solutions-for-member-carriers/) - The collaboration delivers advanced death audit and location intelligence tools that strengthen risk management and improve operational efficiency across the policy lifecycle. Lisle, IL, March 9, 2026 — The American Association of Insurance Services (AAIS) is excited to announce that The Berwyn Group has joined the AAIS Partner Program. Member carriers have access to The - [AAIS Progress Report: September 2025 Edition](https://aaisonline.com/aais-progress-report-september-2025-edition/) - What’s new, what’s next, and what’s ahead for AAIS Members At AAIS, our Members are at the center of everything we do, and supporting your success remains our top priority. The September AAIS Progress Report provides a forward-looking view of the initiatives shaping our product roadmap and organizational focus—highlighting not only what’s making an impact - [AAIS Progress Report: December 2025 Edition](https://aaisonline.com/aais-progress-report-december-2025-edition/) - Key product, regulatory, and organizational updates shaping what’s next for AAIS Members AAIS continues to evolve with our Members at the center of everything we do—strengthening our products, deepening relationships, and advancing the resources that support success in a changing market. Our December AAIS Progress Report highlights key advancements from the past several months, including - [Home Is Where the Battery Is](https://aaisonline.com/home-is-where-the-battery-is/) - “Check out my new drone. The camera and range are exceptional!” “I’ve been getting out of the house more than ever with this new e-bike, have you considered getting one?” “Now that my solar array is complete, and I’ve connected the new 3000-watt home battery backup, I’m ready to go off-grid.” The adage “home - [AI-Powered Insurance Platforms Boost Underwriting Efficiency](https://aaisonline.com/ai-powered-insurance-platforms-underwriting-efficiency/) - A 2019 article focusing on insurance underwriting by McKinsey stated, “Based on our observations, anywhere from 30 to 40 percent of underwriting’s time is spent on administrative tasks, such as rekeying data or manually executing analyses.” In 2024, a P&C insurer study conducted by Capgemini suggested that 41% of the underwriters’ time is spent on - [AAIS Announces Damco Solutions as New Partner, Strengthening Technology Capabilities for the Insurance Industry](https://aaisonline.com/aais-announces-damco-solutions-as-new-partner-strengthening-technology-capabilities-for-the-insurance-industry/) - AAIS welcomes Damco Solutions to its Partner Program, expanding access to modern insurance systems and global delivery expertise for P&C insurers. - [Transform Insurance Product Launches with S2M Tools](https://aaisonline.com/transform-insurance-product-launches-s2m-tools/) - This article builds on our previous blog on the Speed to Market (S2M) Toolkit, where we discussed how the road to implementation can be fraught with IT implementation challenges. These challenges do not revolve around your developers or programmers; they often stem from the complex requirements of a new or updated product, such as detailed - [Addressing Homeowners Underwriting with Behavioral Risk Predictions](https://aaisonline.com/homeowners-underwriting-behavioral-risk-predictions/) - Carrier Management recently published a release from AM Best revealing that the homeowners insurance sector suffered an underwriting loss amounting to $15.2 billion in 2023. This loss is more than double that of the previous year and marks the worst underwriting results since 2000. This spike is attributed to increased weather-related events and shifting population - [Joshu Joins the AAIS Partner Program to Strengthen Speed, Compliance, and Market Agility for Insurers](https://aaisonline.com/joshu-joins-the-aais-partner-program/) - Joshu to offer AAIS Members support for faster product launches and compliant delivery across the industry. Lisle, IL, December 15, 2025 — The American Association of Insurance Services (AAIS) is pleased to announce that Joshu has joined the AAIS Partner Program, expanding the tools and expertise available to help insurers bring innovative, compliance-ready products to - [Selectsys Joins AAIS Partner Program to Accelerate MGA and Program Administrator Innovation](https://aaisonline.com/selectsys-joins-aais-partner-program-to-accelerate-mga-and-program/) - New technology Partner to deliver advanced rating APIs, operational efficiency, and faster speed-to-market for AAIS Members. Lisle, IL, December 1, 2025 — The American Association of Insurance Services (AAIS) is excited to share that Selectsys has joined the AAIS Partner Program, expanding the network of trusted technology and service providers that help AAIS Members accelerate - [Property Guardian Joins the AAIS Partner Program, Expanding Access to Advanced Wildfire Analytics for Members](https://aaisonline.com/property-guardian-joins-aais-partner-program/) - Property Guardian to offer AAIS Member resources with innovative underwriting tools, data intelligence, and wildfire risk expertise. Lisle, IL, November 24, 2025 — The American Association of Insurance Services (AAIS) is pleased to announce that Property Guardian, a leader in advanced wildfire analytics, has joined the AAIS Partner Program. This addition enhances the roster of - [AI, Predictive Modeling, and Data Trends in Underwriting](https://aaisonline.com/ai-predictive-modeling-data-trends-underwriting/) - Artificial intelligence (AI) is revolutionizing the underwriting process, offering unprecedented opportunities for efficiency and accuracy in the insurance industry. In this interview with AAIS Partner, Cogitate, we explored how AI is promising a new era in data interpretation and utilization. Jacqueline Schaendorf, CPCU, Co-Founder of Cogitate and President and CEO of Insurance House, discussed the - [VRC Insurance Systems Joins AAIS Partner Program to Enhance P&C Product Delivery](https://aaisonline.com/vrc-insurance-systems-joins-aais-partner-program/) - AAIS Members to benefit from new technology capabilities designed to simplify product deployment and reduce costs. Lisle, IL, September 22, 2025 — The American Association of Insurance Services (AAIS) is proud to announce that VRC Insurance Systems has joined the AAIS Partner Program. VRC provides software solutions that help Managing General Agents (MGAs) and carriers - [Webinar: Making Flood Insurance Insurable and Profitable](https://aaisonline.com/making-flood-insurance-insurable-profitable/) - Our latest installment of the AAIS Webinar Series featuring AAIS Partner, reThought Flood, explored the innovative approaches to enhance flood insurance coverage and profitability while addressing the challenges faced by the market. Speakers highlighted the long-standing gap in flood protection and the urgent need for change, emphasizing the importance of education, mitigation, and accurate underwriting - [Solartis Joins AAIS Partner Program, Accelerating Insurance Product Deployment](https://aaisonline.com/solartis-joins-aais-partner-program-accelerating-insurance-product-deployment/) - Solartis to offer AAIS Members a faster, smarter path to market with integrated bureau content. Lisle, IL, August 18, 2025 — The American Association of Insurance Services (AAIS) is excited to announce that Solartis has joined the AAIS Partner Program. Solartis provides AI‑enabled, low‑code policy administration solutions that streamline product configuration, reduce operational effort, and support - [Webinar: From Concept to Customer: The Need for Speed to Market in Insurance](https://aaisonline.com/from-concept-to-customer-ghostdraft-discusses-the-need-for-speed-to-market-in-insurance/) - As part of the AAIS Webinar Series, AAIS hosted a virtual discussion on April 4, 2024, featuring AAIS Partner, GhostDraft. This session explored the importance and challenges of speed to market. Joined by panelist Laurence White, Executive Vice President of Sales at GhostDraft, the two discussed modern technologies and innovations that can accelerate internal processes - [Webinar: Making Wildfire Mitigation Meaningful: Addressing California's Mandatory Wildfire Mitigation Credits Regulation](https://aaisonline.com/making-wildfire-mitigation-meaningful-aais-addresses-california-mandatory-wildfire-mitigation-credits-regulation/) - As part of the AAIS Webinar Series, AAIS hosted a virtual presentation on June 6, 2023, regarding California’s Mandatory Wildfire Mitigation Credits regulation. AAIS industry leaders presented an overview of how the regulation was addressed across impacted programs from both a product and actuarial perspective. The panel also focused on the consumer notice requirement, highlighting how - [Webinar: Explore Acquiring Talent & Leading a Team in a Virtual World](https://aaisonline.com/aais-webinar-ft-wsrb-wahve-explore-acquiring-talent-leading-a-team-in-a-virtual-world/) - Today's work environment has shifted significantly, and employers are faced with a pressing need to offer both remote and hybrid working styles to accommodate workforce needs as well as attract top talent. As part of the AAIS Webinar Series, AAIS hosted a virtual presentation on May 4, 2023, featuring AAIS Partners WSRB/BuidingMetrix, Inc. and WAHVE. - [Webinar: Accelerate Speed to Market with the AAIS S2M Toolkit](https://aaisonline.com/s2m-toolkit-webinar-replay/) - The decision has been made. Your company’s leadership has determined now is the time to adopt a new product, to expand your company's offerings, and to do so quickly to take advantage of an opportunity in the market. Sales and marketing have made arrangements with your agents, product development has established the forms and endorsement - [Webinar: Leveraging Today's Underwriting Technologies to Modernize Homeowners Insurance](https://aaisonline.com/leveraging-todays-underwriting-technologies-to-modernize-homeowners-insurance-with-chrp-technologies/) - As part of the AAIS Webinar Series, AAIS hosted a virtual discussion on December 7, 2023, featuring Chrp Technologies. Moderated by AAIS President & CEO Werner Kruck, the session explored the state of today’s home insurance market as well as the challenges and opportunities that lie ahead. Featured guest speakers Chin Ma, President of Chrp - [Inland Marine Market Trends, Climate Change Impacts, and Tech Innovations Ahead of Annual Meeting](https://aaisonline.com/imua-vice-president-shares-inland-marine-market-trends-climate-change-impacts-and-tech-innovations-ahead-of-annual-meeting/) - AAIS spoke with Lillian Colson, Vice President and Secretary of Inland Marine Underwriters Association (IMUA), the national association for the commercial inland marine insurance industry in the U.S. Colson discussed trends shaping today’s inland marine market, effects of climate change on inland marine, the use of data and technology tools, and what’s new at IMUA, - [Webinar: Commercial Cyber Insurance](https://aaisonline.com/aais-webinar-ft-hartford-steam-boiler-commercial-cyber-insurance/) - Cyber insurance is a necessity for business owners. Cybercriminals are everywhere; they're sophisticated and organized, have unlimited resources, and target businesses of every size searching for vulnerabilities. As part of our AAIS Webinar Series, AAIS participated in a virtual presentation on July 11, 2023, featuring AAIS Partner Hartford Steam Boiler (HSB), the leading engineering and technical - [Webinar: Hurricane Models – Creation, Usage, and Regulation](https://aaisonline.com/aais-webinar-ft-davies-hurricane-models-ae-creation-usage-and-regulation/) - As part of the AAIS Webinar Series, AAIS hosted a virtual presentation on June 13, 2023, featuring AAIS Partner, Davies. Moderated by AAIS Personal Lines Product Manager, Linda Jancik, the session explored how wind models are created, used, and regulated. Featured guest speakers, Greg Fanoe, Director & Consulting Actuary at Davies, Sandra Darby, Property & - [Webinar: Property Preparedness & Bracing for the Future of Commercial Insurance](https://aaisonline.com/aais-webinar-ft-oneshield-discusses-property-preparedness-bracing-for-the-future-of-commercial-insurance/) - Inflation, fluctuations in building costs, and hardening reinsurance markets demand new approaches to portfolio management for commercial insurers. As part of our AAIS Webinar Series, AAIS hosted a virtual presentation on March 16, 2023, featuring AAIS Partner OneShield, the cloud-based, core systems platform providing business solutions for MGAs and P&C insurers. The session was hosted - [Webinar: Leveraging Core Systems for Actionable Insights in Policy Claims](https://aaisonline.com/leveraging-core-systems-oneshield/) - Our latest installment of the AAIS Webinar Series featuring AAIS Partner, OneShield, covered how carriers can effectively leverage and transform core system data into actionable insights to strengthen business decisions and policy claims management. Speakers explored the valuable data types within core systems such as policy, claims, and customer interactions, techniques for extracting and processing - [Methods for MGAs to Cut Construction Insurance Costs](https://aaisonline.com/mgas-cut-costs-construction-insurance/) - In the construction industry, insurance plays a crucial role in protecting assets and personnel. Current construction industry challenges are impacting insurance, driving the need for insurers to innovate to reduce costs, ensure data security, and stay competitive. Watch part two of our two-part interview series with AAIS Partner, ValueMomentum, to hear from Anand Rajaraman, Vice - [Inforce Joins AAIS Partner Program, Providing Members with Unique Systems Expertise and Insurance Acumen](https://aaisonline.com/inforce-joins-aais-partner-program/) - Inforce to offer AAIS Members customized solutions to accelerate product development, reduce maintenance costs, and more. LISLE, IL, February 3, 2025 -- The American Association of Insurance Services (AAIS) is excited to welcome Inforce to the AAIS Partner Program. “We are proud to join the AAIS Partner Program - it feels like the perfect fit,” - [WAHVE CEO Explains How to Solve the Talent Gap and Retain Quality Talent in a Competitive Market](https://aaisonline.com/wahve-ceo-explains-how-to-solve-the-talent-gap-and-retain-quality-talent-in-a-competitive-market/) - For this Advisory Report, AAIS spoke with Sharon Emek, Ph.D., CIC, CEO of AAIS Partner, WAHVE, a unique contract staffing talent solution serving the insurance industry, as part of a two-part series on how to solve the talent crunch and retain quality talent in the insurance industry. In part two, Emek addressed what causes employees - [Commercial Property Preparedness: Bracing for Changing Risks](https://aaisonline.com/commercial-property-preparedness-bracing-for-changing-risks/) - A staggering number of billion-dollar weather and climate disaster events have rocked the United States in 2023. The National Oceanic and Atmospheric Administration reported in early September that 23 events with losses exceeding $1 billion each had hit the country last year. That marked the most in a calendar year in more than four decades - [Perr&Knight Joins AAIS Partner Program, Providing Cost Effective, Practical Solutions to Insurance Entities of All Sizes](https://aaisonline.com/perrknight-joins-aais-partner-program/) - Perr&Knight to offer AAIS Members consultative expertise to help reduce costs, improve compliance, and gain a competitive edge in the market. Lisle, IL, July 7, 2025 — The American Association of Insurance Services (AAIS) is excited to welcome Perr&Knight to the AAIS Partner Program. Perr&Knight has been providing an integrated suite of actuarial, compliance, and technology - [Acquiring & Onboarding Talent in a Virtual World with WAHVE CMO Rick Morgan](https://aaisonline.com/acquiring-onboarding-talent-in-a-virtual-world-with-wahve-cmo-rick-morgan/) - AAIS recently spoke with Rick Morgan, Chief Marketing Officer of WAHVE (Work at Home Vintage Experts), a unique contract staffing talent solution serving the insurance industry, for a discussion about acquiring and onboarding talent in a virtual world. We asked him about the needs of today’s employers vs. employees, remote onboarding formalities, recruiting tips, and - [AAIS Announces Werner E. Kruck as President and CEO](https://aaisonline.com/aais-announces-werner-e-kruck-as-president-and-ceo/) - LISLE, IL., June 21, 2023 -- The Board of Directors of American Association of Insurance Services (AAIS) is pleased to announce the selection of Werner E. Kruck as President and Chief Executive Officer, effective June 26, 2023. Mr. Kruck has spent his entire career in leading roles within the insurance industry and has served on - [AAIS President & CEO's View on Addressing Market Challenges with Data & His Vision for AAIS and Its Members](https://aaisonline.com/aais-president-ceo-view-on-addressing-market-challenges-with-data-his-vision-for-aais-and-its-members/) - For this Advisory Report, AAIS spoke with its President and CEO, Werner Kruck. He discussed the biggest market challenges and how to address them with data, a better approach to the “data problem,” how AAIS is supporting its Members, and his outlook on AAIS moving forward. Biggest Challenges in the Market & Addressing Them with - [AAIS Vice President of Products Reveals Organizational Opportunities in the MGA Segment & Member Support Initiatives](https://aaisonline.com/aais-vice-president-of-products-reveals-organizational-opportunities-in-the-mga-segment-member-support-initiatives/) - For this Advisory Report, AAIS spoke with its Vice President of Products, John Kadous. He discussed current issues for insurance carriers, opportunities in the MGA segment, how AAIS is supporting its Members, and more. Issues Insurance Carriers are Facing While Kadous believes the biggest issue insurance carriers are facing is related to reinsurance, there are - [Redefining Mobility & Risks of Battery Fires: Findings from an FDNY Symposium](https://aaisonline.com/redefining-mobility-risks-of-battery-fires-findings-from-an-fdny-symposium/) - We recently discussed the rapid proliferation of batteries in modern homes and businesses and the more worrying proliferation of fires associated with those batteries on AAIS Views. On October 12, 2023, the Fire Department for the City of New York (FDNY) hosted a one-day symposium titled, “A Conversation with the Insurance Industry About Lithium-Ion Batteries.” - [GhostDraft Joins AAIS Partner Program, Offering Streamlined Form Solutions for Members](https://aaisonline.com/ghostdraft-joins-aais-partner-program-offering-streamlined-form-solutions-for-members/) - GhostDraft will offer AAIS Members the ability to streamline current processes and increase speed to market. LISLE, IL., January 8, 2024 -- The American Association of Insurance Services (AAIS) is excited to welcome GhostDraft, a modern cloud-based insurance communication management solution since 1984, to the AAIS Partner Program. “We are thrilled to announce our exciting - [SimpleSolve Joins AAIS Partner Program, Providing Members with Access to an Innovative Insurance Administration Platform](https://aaisonline.com/simplesolve-joins-aais-partner-program-providing-members-with-access-to-an-innovative-insurance-administration-platform/) - SimpleSolve offers a fully re-engineered and fully integrated P&C insurance platform based on the latest technology that delivers a strong ROI for insurance carriers. LISLE, IL., January 16, 2024 -- The American Association of Insurance Services (AAIS) is excited to add SimpleSolve, a leading insurtech company, to the AAIS Partner Program. Since 2000, SimpleSolve has - [Applying AI to Solve the Talent Crunch and How to Avoid Its Pitfalls with WAHVE CEO](https://aaisonline.com/applying-ai-to-solve-the-talent-crunch-and-how-to-avoid-its-pitfalls-with-wahve-ceo/) - For this Advisory Report, AAIS spoke with Sharon Emek, Ph.D., CIC, CEO of AAIS Partner, WAHVE, a unique contract staffing talent solution serving the insurance industry, for a two-part series on how to solve the talent crunch and retain quality talent in the insurance industry. In part one, Emek addressed the state of the talent - [AAIS Market Research Looks at Trends, Concerns, and Data/Technology Issues Affecting the Florida Market](https://aaisonline.com/aais-market-research-looks-at-trends-concerns-and-data-technology-issues-affecting-the-florida-market/) - AAIS was proud to sponsor the 2024 Florida Insurance Market Summit (FIMS) on March 13-15. Prior to the FIMS meeting, AAIS polled attendees to get a sense of the major issues facing the Florida insurance market in 2024, and the data and technology priorities paving the path ahead. Overall, there was a consensus around the - [Community Risk Reduction: A Paradigm Changing Public Fire Protection](https://aaisonline.com/community-risk-reduction-a-paradigm-changing-public-fire-protection/) - Over the past decade, there has been a new paradigm emerging in the American fire service. This paradigm shift is often referred to as Community Risk Reduction, or simply CRR. The genesis of this change comes from the British fire service, where in the early 2000s the central government mandated that local fire services meet - [Cogitate Joins AAIS Partner Program, Offering Members Innovative and Transformative Digital Technology Products for the Insurance Industry](https://aaisonline.com/cogitate-joins-aais-partner-program-offering-members-innovative-and-transformative-digital-technology-products-for-the-insurance-industry/) - Cogitate to offer AAIS Members access to their DigitalEdge platform, strengthening processes and systems for a smooth transition to the digital era. LISLE, IL., April 29, 2024 -- The American Association of Insurance Services (AAIS) is excited to welcome Cogitate to the AAIS Partner Program. “We are thrilled to join the AAIS Partner Program - [reThought Flood Joins AAIS Partner Program, Delivering Unique, Technology-Based Approach to Underwriting Flood Insurance](https://aaisonline.com/rethought-flood-joins-aais-partner-program-delivering-unique-technology-based-approach-to-underwriting-flood-insurance/) - reThought Flood to offer AAIS Members a different, patent-pending approach to pricing flood risk that deploys multiple models for a more accurate assessment of risk. LISLE, IL., May 7, 2024 -- The American Association of Insurance Services (AAIS) is excited to welcome reThought Flood to the AAIS Partner Program. “The goals of AAIS are exactly - [The Art of the Possible with GenAI in Insurance](https://aaisonline.com/genai-insurance-bluepond-ai/) - Today, there is a lot of buzz surrounding generative artificial intelligence (GenAI) and its potentially significant implications for the insurance industry. The use of GenAI in insurance is taking a large step forward, leading the paradigm shift in AI and machine learning (ML) due to its efficient and innovative features. In the dynamic realm of - [Apoorva Insurance Joins AAIS Partner Program, Providing Opportunities for Streamlined Internal Processes for AAIS Members](https://aaisonline.com/apoorva-insurance-aais-partner-program/) - Apoorva Insurance to offer AAIS Members affordable products and services to further accelerate their speed to market for all lines of business. LISLE, IL., June 3, 2024 -- The American Association of Insurance Services (AAIS) is excited to welcome Apoorva Insurance to the AAIS Partner Program. “We create solutions that allow small and medium-sized carriers - [Applications of GenAI in Insurance](https://aaisonline.com/applications-genai-insurance-industry/) - Generative Artificial Intelligence (GenAI) is revolutionizing industries with its ability to understand, synthesize, and create language-based content. In this interview with AAIS Partner, BluePond.AI, we explored how this leap forward is particularly impactful in the insurance sector, where manual processes and complex documentation are prevalent. Hear from Pranav Pasricha, CEO of BluePond.AI, to learn what - [Can AI Home Health Assessments Boost Reinsurance Capacity?](https://aaisonline.com/ai-home-health-assessments-boost-reinsurance-chrp-technologies/) - Due to today’s hard market, reinsurers are much more selective about the risks they underwrite. To secure reinsurance coverage, personal lines property carriers must maintain a healthy book of business and loss ratio. One challenge to maintaining a healthy book of business for carriers is that their margins are too thin to inspect every property. - [Solar Panel Adoption: Impacts on Homeowners Insurance](https://aaisonline.com/solar-panels-white-paper/) - As the adoption of solar panels in residential homes soars, insurance professionals face a growing challenge: adapting policies to cover this emerging technology. With nearly 3.2 million homes already equipped with solar panels and forecasts predicting significant growth, understanding the implications for homeowners insurance is crucial. The AAIS white paper, Solar Panels: Don’t Be Left - [Pinpoint Predictive, Inc. Joins AAIS Partner Program, Empowering AAIS Members with Strategic Risk Selection for Enhanced Profitability](https://aaisonline.com/pinpoint-predictive-joins-aais-partner-program/) - Pinpoint Predictive to offer AAIS Members access to their revolutionary risk selection platform that goes beyond traditional variables. LISLE, IL, July 29, 2024 -- The American Association of Insurance Services (AAIS) is excited to welcome Pinpoint Predictive, Inc. to the AAIS Partner Program. "We are proud to join the AAIS Partner Program and are thrilled - [Stanley Parsons Insurance Services Joins AAIS Partner Program, Providing AAIS Members with Regulatory and Consulting Services](https://aaisonline.com/stanley-parsons-insurance-services-aais-partner-program/) - Stanley Parsons Insurance Services to offer AAIS Members access to comprehensive product development solutions that enhance speed to market and accelerate development processes. LISLE, IL, September 30, 2024 -- The American Association of Insurance Services (AAIS) is excited to welcome Stanley Parsons Insurance Services to the AAIS Partner Program. "We are pleased to join the - [Cloverleaf Analytics Joins AAIS Partner Program, Extending Advanced Insurance Intelligence Solutions to Members](https://aaisonline.com/cloverleaf-analytics-joins-aais-partner-program/) - Cloverleaf Analytics to offer AAIS Members end-to-end insurance intelligence solutions backed by decades of in-depth experience and best practices. LISLE, IL, October 16, 2024 -- The American Association of Insurance Services (AAIS) is excited to welcome Cloverleaf Analytics to the AAIS Partner Program. “It used to be that the lifeblood of the insurance industry was - [Sproutr Joins AAIS Partner Program, Delivering Seamless Cost-Effective Program-to-Market Solutions to Members](https://aaisonline.com/sproutr-aais-partner-program/) - Sproutr to offer AAIS Members pre-configured forms, expediting the product development process. LISLE, IL, November 18, 2024 -- The American Association of Insurance Services (AAIS) is excited to welcome Sproutr to the AAIS Partner Program. "Sproutr is excited to join the AAIS Partner Program, blending our deep insurance expertise with a technology-driven, customer-first approach to streamline - [FilingRamp Joins AAIS Partner Program, Reinventing Filing Efficiency](https://aaisonline.com/filingramp-joins-aais-partner-program/) - FilingRamp to help AAIS Members bring products to market faster and unlock all filing data for search, reporting, and analytics. LISLE, IL, February 18, 2025 -- The American Association of Insurance Services (AAIS) is excited to welcome FilingRamp to the AAIS Partner Program. “We are proud to join the AAIS Partner Program, providing Members with - [Monitaur Joins AAIS Partner Program, Helping Members Mitigate AI Risk and Remain Compliant with Adaptable Industry Solutions](https://aaisonline.com/monitaur-aais-partner-program/) - Monitaur to offer AAIS Members scalable Artificial Intelligence (AI) Governance tailored to their unique business needs. Lisle, IL, January 13, 2025 -- The American Association of Insurance Services (AAIS) is excited to welcome Monitaur to the AAIS Partner Program. “We are thrilled to join the AAIS Partner Program. This collaboration ensures that AAIS and its Members - [LenderDock Joins AAIS Partner Program, Transforming Policy Verification and Lienholder Process Automation](https://aaisonline.com/lenderdock-joins-aais-partner-program/) - LenderDock to offer AAIS Members streamlined policy verification, automated lienholder processes, and enhanced data management capabilities. LISLE, IL, March 7, 2025 -- The American Association of Insurance Services (AAIS) is excited to welcome LenderDock, Inc. to the AAIS Partner Program. "Joining the AAIS Partner Program is incredibly exciting. We will bring cutting-edge solutions to every - [InsurIQ Joins AAIS Partner Program, Delivering Solutions to Enhance Policy Administration and Compliance](https://aaisonline.com/insuriq-joins-aais-partner-program/) - InsurIQ to offer AAIS Members software and services that will help transform, grow, and operate their business. LISLE, IL, March 24, 2025 -- The American Association of Insurance Services (AAIS) is excited to welcome InsurIQ to the AAIS Partner Program. InsurIQ is a provider of modern, API-driven solutions for underwriting, policy administration, agent compliance, and - [AI Home Inspections: Enhance Loss Prevention and Reinsurance](https://aaisonline.com/loss-prevention-reinsurance-home-inspections/) - The connection between home inspections and securing reinsurance is crucial for insurance carriers. In this interview with AAIS Partner, Chrp Technologies, we delve into the pivotal role of maintaining a high-quality book of business for insurers seeking reinsurance. Micah Kalisch, Founder and CEO of Chrp Technologies, elucidates how adhering to inspection protocols aligned with stringent ## Pages - [Home](https://aaisonline.com/) - AAIS serves the property & casualty insurance industry as the only national not-for-profit advisory organization governed by its Member insurance carriers. - [Careers](https://aaisonline.com/about/careers/) - Working at AAIS View All Open Positions Areas of Expertise Insurance Product Development Actuarial Science Filing of Insurance Products with State Regulators Computer Programming and Statistical Analysis Software Design and Maintenance Why Work at AAIS? "AAIS prioritizes its people by fostering a collaborative work environment and encouraging a healthy life-work integration. I’m grateful that I - [Celebrating 90 Years of AAIS (1936-2026)](https://aaisonline.com/90years/) - For nine decades, AAIS has been dedicated to strengthening the insurance industry by serving our Member carriers. From our roots in 1936 to our role today as a trusted not-for-profit advisory organization, our story reflects the collective achievements of our Members, Partners, and staff. To honor this milestone, we’ve created a special commemorative video that captures the people, progress, and pivotal moments that shaped AAIS over the years. We invite you to take a moment to experience the journey with us. - [Executive Leadership Team](https://aaisonline.com/about/aais-team/) - Find out more about the AAIS Leadership Team, Board of Members, and more! - [Contact](https://aaisonline.com/contact/) - Contact Ready to join the AAIS Community? Want to learn more about AAIS? Contact us today! 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Principles of Membership At AAIS, we’re dedicated to building and sustaining trusted relationships with our Members by - [Advisory Councils](https://aaisonline.com/about/advisory-councils/) - Advisory Councils Recent AAIS product updates AAIS product roadmaps Discussion of timely or emerging issues Discussion of future product requests​ How do I join an AAIS Product Advisory Council? Contact - [About](https://aaisonline.com/about/) - Founded in 1936, American Association of Insurance Services (AAIS) has evolved into the modern insurance advisory community for the Property and Casualty (P&C) insurance market. As the only not-for-profit advisor, we are governed by our Members and focus entirely on delivering solutions that cultivate their growth and success. - [Products](https://aaisonline.com/products/) - AAIS designs and delivers the latest advisory programs of the highest quality, backed by advanced technologies and superior service. Our property casualty insurance products are developed using deep insights from our experienced Product Managers, refined with secured data and real-world input from our Member companies. - [About AAIS](https://aaisonline.com/about/about-aais/) - About AAIS Founded in 1936, the American Association of Insurance Services (AAIS) has evolved into the only national not-for-profit insurance advisory organization for the Property and Casualty (P&C) insurance market. We are governed by our Members and committed to delivering products and solutions that support their growth and success. Member carriers across the nation choose - [Terms of Use](https://aaisonline.com/terms-of-use/) - Terms of Use Welcome to AAISonline. This document explains the terms and conditions for using this site, and our policy regarding information collected from users of the site. AAIS reserves the right to modify these terms and conditions at any time, and the right to deny anyone access to the site at any time. 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CLICK TO VIEW - [Resources](https://aaisonline.com/resources/) - AAIS offers Members insurance advisory programs, services, and technologies to cultivate strategic growth and deliver exceptional value. - [Partners](https://aaisonline.com/about/partners/) - AAIS Partner Program Fact Sheet Your Partner Program Team Contact - [Press Room](https://aaisonline.com/about/press-room/) - Keep up with the latest news from AAIS! For more information or to schedule a media interview, please contact us. - [Data & Technology](https://aaisonline.com/data-tech/) - Data & Technology Consulting WP Fast order entry, ultra-fast execution speeds, direct order entry via charts and Level II pricing are just some of the reasons why many traders today choose cTrader as their go-to platform. 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Upcoming Events 2027 AAIS Main Event April 18 – 20, 2027 Opal Sol 401 Coronado Drive, Clearwater Beach, FL 33767 April 15, 2026 2027 - [Wildfire Resource Center](https://aaisonline.com/wildfire-resource-center/) - The Wildfire Resource Center provides a Knowledge Hub to help insurers be better prepared to take a more nuanced view of wildfire risk selection and pricing. - [AAIS Views](https://aaisonline.com/resources/aais-views/) - AAIS Views blog provides the latest updates, alerts, and news relevant to the P&C insurance industry. This platform delivers insights into trending topics of interest shaping the insurance market through thought leadership articles, industry leader interviews, and more. - [Hurricane Resource Center](https://aaisonline.com/hurricane-resource-center/) - The Hurricane Resource Center provides Catastrophe Planning information and more resources to help insurers prepare for and navigate hurricane risks. - [AAIS Catastrophe Planning: Hurricanes](https://aaisonline.com/aais-catastrophe-planning-hurricanes/) - AAIS’s Hurricane Catastrophe Planning shares end-to-end information on the peril being examined. - [AAIS Hurricane Live Event Tracker](https://aaisonline.com/aais-hurricane-live-event-tracker/) - The Hurricane Live Tracker is a live, interactive, and curated map-based web application to learn about upcoming and ongoing hurricanes across the U.S. - [AAIS Catastrophe Planning: Wildfire](https://aaisonline.com/aais-catastrophe-planning-wildfire/) - In the Wildfire Knowledge Hub, you will learn about the science behind wildfire, lessons from historical losses, and how homeowners can mitigate their exposure. - [AAIS Wildfire Live Event Tracker](https://aaisonline.com/elementor-14881/) - The Wildfire Live Tracker is a live, interactive, and curated map-based web application to learn about ongoing wildfires across the U.S. - [Privacy Policy](https://aaisonline.com/privacy-policy/) - Privacy Policy Our web server may write a small computer file called a “cookie” to your hard drive to facilitate your use of the site and to collect information on how AAISonlineis used. Any cookies used by us do not capture or contain personal identifying information, and most web browsers allow you to erase or - [AAISdirect](https://aaisonline.com/resources/aaisdirect/) - AAISdirect AAISdirect is our Member portal that delivers an easy self-service experience where users can access and utilize AAIS content and resources through a simply user-friendly dashboard. The platform not only offers the opportunity to access content on demand when Members need it, but it is built with the ability to be continuously updated with - [Coming Soon](https://aaisonline.com/coming-soon/) - COMING SOON We are inviting you to participate in the unique event – Career Fair. Be prepared to interview with managers and recruiters. Don’t forget your resume as there would be representatives of the best companies in the city. ## Events - [2027 AAIS Main Event](https://aaisonline.com/events/2027-aais-main-event/) - Industry experts and thought leaders will convene for engaging and informative sessions, panel discussions, and unique networking opportunities at the 2027 AAIS Main Event. Don't miss your chance to be a part of an exclusive and collective audience committed to improving the P&C insurance industry through collaboration, contribution, and community. ## AAIS Partners - [Latitude Subrogation Services](https://aaisonline.com/partners/latitude-subrogation-services/) - Website Latitude Subrogation Services Latitude Subrogation Services is a trusted recovery and subrogation partner that helps clients recover more with ease and efficiency while maximizing profitability. Since 1997, Latitude has combined specialized expertise and advanced technology to pursue recoveries with precision and persistence, going beyond straightforward opportunities to identify and maximize recovery potential. Latitude provides - [Cloverleaf Analytics](https://aaisonline.com/partners/cloverleaf-analytics/) - Website Cloverleaf Analytics Cloverleaf Analytics is the leading provider of insurance intelligence solutions. The Cloverleaf Insurance Intelligence platform enhances carrier performance via GenBI (GenAI+Analytics), Machine Learning, and other technologies for greater growth, customer experience, and risk mitigation. Carriers can improve their growth, efficiency, and profitability through advanced intelligence by simply verbally asking a question of - [Berkley Re Turnkey Solutions](https://aaisonline.com/partners/berkley-re-solutions/) - Website Berkley Re Turnkey Solutions Berkley Re Turnkey Solutions develops insurance and reinsurance solutions for a variety of casualty risks. A member company of W. R. Berkley Corporation, which holds an A+ XV rating from A.M. Best, Berkley Re Turnkey Solutions provides exceptional financial security while leveraging global expertise to deliver thoughtful, tailored solutions. Operating - [InsurIQ](https://aaisonline.com/partners/insuriq/) - Website InsurIQ InsurIQ is revolutionizing the insurance industry with transformative technology solutions specializing in policy administration, agent compliance management, and digital insurance sales and enrollment. With a focus on innovation and efficiency, InsurIQ develops scalable technology that helps insurers navigate the complexities of policy management and regulatory compliance. The company’s core offerings include: Policy Administration - [hyperexponential](https://aaisonline.com/partners/hyperexponential/) - Website hyperexponential hyperexponential (hx) provides the leading pricing and underwriting platform for the global commercial P&C insurance market, powering AI-assisted decisions from triage to pricing to portfolio optimization. Trusted by carriers processing over $60 billion in gross written premium annually and backed by Andreessen Horowitz and Battery Ventures, the hx platform enables insurers, reinsurers, and - [The Berwyn Group](https://aaisonline.com/partners/the-berwyn-group/) - Website The Berwyn Group The Berwyn Group provides insurers with the data intelligence and insights needed to operate with confidence, streamline operations, and deliver reliable outcomes for policyholders. With more than 35 years of experience, The Berwyn Group is the largest provider in the specialized field of death audits and location services, trusted by more - [SimpleSolve](https://aaisonline.com/partners/simplesolve/) - Sam Serrapede and Antony Xavier, who have several decades of experience in Insurance and Technology, started SimpleSolve in the year 2000 with a vision of creating an affordable yet feature-rich system for P&C insurance. Fast forward to the current era of a Digital Economy, where there is an urgency for Carriers to invest in disruptive technologies while juggling their growing business needs. Acutely aware of large carriers leveraging technology to compete and grow, SimpleSolve decided to come up with a solution that would level the playing field for Regional and Mid-Size Carriers. This resulted in the creation of a fully re-engineered P&C insurance platform “SimpleINSPIRE”, based on the latest technology, backed by 20+ years of production experience, and architected to continuously leverage emerging technologies through innovation and integration. - [Selectsys](https://aaisonline.com/partners/selectsys/) - Website Selectsys Selectsys provides a complete ecosystem for MGAs, wholesalers, and carriers—integrating technology, rating, and operational outsourcing into one unified platform. Their solutions include: Expert Insured – A comprehensive policy administration and accounting system tailored for MGAs and program administrators. Rate, Quote, Bind (RQB) Portal – A configurable front-end portal for quoting, binding, and digital - [Cogitate](https://aaisonline.com/partners/cogitate/) - Website Cogitate The Cogitate DigitalEdge Insurance Platform digitalizes insurance across the value chain, offering insurance carriers, MGAs, wholesale brokers, and program managers a smooth transition to cloud-native, data-driven core underwriting, policy, billing, and claim applications. The unified insurance platform unlocks the value of first-party data and advances the power of third-party data for profitable growth, - [ePayPolicy](https://aaisonline.com/partners/epaypolicy/) - Website ePayPolicy ePayPolicy simplifies premium collections and disbursements with easy, secure digital payments. Its flexible solutions integrate seamlessly with existing systems, enabling thousands of agencies, brokers, and industry partners to send and receive payments efficiently, improving cash flow and operational efficiency. AAIS Member Benefits Commission Payables Solution ePayPolicy is excited to offer AAIS Members an - [Davies](https://aaisonline.com/partners/davies/) - Website Davies Davies is an international professional services firm that provides comprehensive advice and solutions across the entire operational structure of insurance carriers and other risk-bearing entities. Its North American operation provides a wide range of traditional and expanded actuarial solutions including comprehensive product development and compliance services. Davies also provides captive management, claims auditing, - [Property Guardian](https://aaisonline.com/partners/property-guardian/) - Website Property Guardian Property Guardian delivers wildfire analytics that enable underwriters, carriers, MGAs, and real estate to profitably select, price, mitigate, and monitor risk — driving portfolio performance, proactive loss control, and growth in wildfire-exposed markets. What sets Property Guardian apart isn’t just tech, it’s their team: seasoned underwriters, data scientists, meteorologists, arborists, certified wildfire-mitigation - [Pinpoint Predictive, Inc.](https://aaisonline.com/partners/pinpoint-predictive-inc/) - Website Pinpoint Predictive, Inc. Pinpoint Predictive empowers P&C insurers to quantify the profitability of current and prospective business earlier, faster, and more accurately than ever before. Pinpoint’s fully automated risk selection platform uses individual behavioral predictors and advanced AI that go beyond traditional variables of ZIP Codes and credit. Pinpoint bridges the gap between the - [Perr&Knight](https://aaisonline.com/partners/perrknight/) - Website Perr&Knight For over 30 years, Perr&Knight has provided exemplary insurance consulting and software solutions to the property & casualty and life, accident & health industries. Their services include actuarial consulting, risk strategies and solutions, applied AI consulting, product development, insurance policy and forms consulting, regulatory compliance, compliance and operational assessments/training, state filings, licensing, technology - [OneShield](https://aaisonline.com/partners/oneshield/) - OneShield provides business solutions for P&C insurers and MGAs of all sizes. OneShield’s cloud-based and SaaS platforms include enterprise-level policy management, billing, claims, rating, relationship management, product configuration, business intelligence, and smart analytics. - [Martin & Company](https://aaisonline.com/partners/martin-company/) - Website Martin & Company Martin & Company‘s tech-enabled services help carriers, MGAs/PAs, and E&S line carriers increase their speed to market and manage their products. The company takes a customized approach to all things actuarial, filings, product, and compliance. Martin & Company uses its own software every day to better manage and monitor its clients’ - [LenderDock, Inc.](https://aaisonline.com/partners/lenderdock-inc/) - Website LenderDock, Inc. LenderDock, Inc. is the leading provider of lienholder process automation solutions for P&C insurance providers. This SaaS platform comprehensively provides fully digital services, including real-time policy and coverage verification, online mortgagee data correction requests, on-demand policy document downloads, electronic delivery of third-party notifications and billings, and instant escrow payment remittance and reconciliation. - [GhostDraft](https://aaisonline.com/partners/ghostdraft/) - GhostDraft empowers insurers to transform communications into engaging experiences fast. For over three decades, carriers have used GhostDraft’s intuitive end-to-end customer communications and digital experience platform designed for insurance. As a result, 90+ insurers leverage GhostDraft to streamline the lifecycle of personalized omnichannel communications at scale. The GhostDraft suite also integrates into your business to create better experiences, greater efficiency, reduced compliance risk, and more agility. - [Insurity](https://aaisonline.com/partners/insurity/) - Website Insurity Insurity is a leading provider of cloud-based software for insurance carriers, brokers, and MGAs. Insurity is trusted by 22 of the top 25 P&C carriers and seven of the top 10 MGAs in the U.S. and has over 400 cloud-based deployments. Through its best-in-class digital platform, unrivaled industry experience, and the industry’s most - [Damco Solutions Inc.](https://aaisonline.com/partners/damco-solutions-inc/) - Website Damco Solutions Inc. Founded in 1996, Damco Solutions is a trusted technology partner for insurance businesses across the world, offering Insurance Management Systems for insurers, MGAs, and program administrators, along with curated service offerings. With three decades of technology experience, combined with immaculate execution capabilities and an unwavering focus on customer success, Damco has - [reThought Flood](https://aaisonline.com/partners/rethought-flood/) - Website reThought Flood reThought Flood is a technology-centric Managing General Agent (MGA) focused on U.S. flood risk. reThought’s state-of-the-art, patent-pending underwriting and risk assessment technologies, including its award-winning Flood Resilience Scores, are based on both top-down and bottom-up risk analysis. This approach allows for location-specific underwriting and true risk-based pricing. It lets reThought Flood say - [Joshu](https://aaisonline.com/partners/joshu/) - Website Joshu Joshu empowers insurers to launch and manage insurance products quickly, independently, and digitally. Its cloud-based platform is purpose-built for insurance product development, offering portals, apply-quote-bind APIs, and a policy administration tool to manage the full lifecycle of a policy. With Joshu, insurance professionals can bring new products to market faster, distribute them across - [Monitaur](https://aaisonline.com/partners/monitaur/) - Website Monitaur Monitaur is the premier AI governance solution for the insurance industry, helping companies use AI that businesses, regulators, and consumers can trust. The company delivers software and expertise to help insurers and their partners define, manage, and automate fundamental best practices throughout the modeling project lifecycle. With Monitaur, companies can accelerate innovation with - [Apoorva](https://aaisonline.com/partners/apoorva/) - Website Apoorva Apoorva builds powerful, purpose-driven SaaS tools for modern businesses—from Insurance Policy Management Systems (PAS) to Payment Processing and Point of Sale solutions. Designed to help organizations scale, streamline, and succeed, Apoorva’s products work seamlessly together to drive growth and efficiency. Its insurance platform, Invento, offers comprehensive capabilities including Policy Administration, Agent and Policyholder - [VRC Insurance Systems](https://aaisonline.com/partners/vrc-insurance-systems/) - Website VRC Insurance Systems VRC Insurance Systems is a specialized provider of insurance software designed by industry professionals to empower wholesale brokers, managing general agents (MGAs), and carriers with enhanced operational efficiencies, faster speed to market, and streamlined deliverables. The company’s customizable, scalable solutions include key services such as configurable rating tools for rapid quoting, - [Solartis](https://aaisonline.com/partners/solartis/) - Website Solartis Solartis enables P&C insurers and MGAs to launch, manage, and scale insurance products with speed and agility. At the core is Solartis Insure, a cloud-native platform powered by over 200 microservices that support the full policy lifecycle—from quoting to issuance, endorsements, and renewals. The platform combines modular microservice architecture with AI-driven enhancements to - [ValueMomentum](https://aaisonline.com/partners/valuemomentum/) - ValueMomentum is an insurance-focused IT services and solutions firm. Its mission is to deliver value and drive momentum to our insurance clients’ technology-led initiatives. ValueMomentum does this by combining deep industry experience with strong technology expertise and by approaching every engagement in the spirit of a true partnership. - [WAHVE](https://aaisonline.com/partners/work-at-home-vintage-experts/) - WAHVE (Work at Home Vintage Experts) was founded as a creative way to help companies in the insurance industry fill the need for experienced talent. WAHVE’s Contract Vintage Experts and Talent Acquisition Outsourcing services help companies across the insurance industry find and hire high-quality, precisely matched candidates to fill a variety of roles. Wahve’s machine learning-assisted screening, bias-free interviews by insurance experts, and extensive skills testing cut recruitment costs, speed up hiring, and minimize turnover. - [HSB - Hartford Steam Boiler](https://aaisonline.com/partners/the-hartford-steam-boiler-inspection-insurance-2/) - Hartford Steam Boiler (HSB), a proud part of Munich Re, is a leading engineering and technical risk insurer providing equipment breakdown and other specialty coverages, inspection services, and engineering consulting. HSB provides clients with risk solutions tailored to their needs and strategies to optimize the reliability, lifespan, and efficiency of their equipment and operations. - [e2Value](https://aaisonline.com/partners/e2value/) - Website e2Value e2Value is a full-service application development and technology provider that offers products to assist with asset valuation. e2Value’s tools can be used for collateral asset valuation, risk management, and predictive modeling. The company offers full-featured, knowledge-based Internet applications that enable consistency and standardization of pricing, processes, and procedures for all financial firms. e2Value - [Chrp Technologies](https://aaisonline.com/partners/chrp-technologies/) - CHRP Technologies helps home insurance companies build great relationships with their insureds. CHRP’s proprietary AI products deliver loss prevention and enhanced customer experience. - [Aon Reinsurance Solutions](https://aaisonline.com/partners/aon-benfield-inc/) - Website Aon Reinsurance Solutions Aon Reinsurance Solutions helps reinsurers reduce volatility through risk transfer and capital management solutions, creating more resilient businesses, governments, and communities around the world. Embedded in the insurance industry, Aon lives its impact, complexities, and potential. Aon Reinsurance Solutions brings together the best of Aon to support insurance industry clients with more - [Swiss Re](https://aaisonline.com/partners/swiss-re/) - Website Swiss Re Swiss Re is a leading wholesale provider of reinsurance, insurance, and other insurance-based forms of risk transfer. Dealing directly and working through brokers, its global client base consists of insurance companies, mid-to-large-sized corporations, and public sector clients. From standard products to tailor-made coverage across all lines of business, Swiss Re deploys its - [Stanley Parsons Insurance Services](https://aaisonline.com/partners/stanley-parsons-insurance-services/) - Website Stanley Parsons Insurance Services Stanley Parsons Insurance Services has been a trusted leader in P&C insurance for over two decades, specializing in product development, state filing services, regulatory compliance, and more. With a proven track record of managing thousands of filings with state regulators, the company is committed to helping clients succeed by delivering - [Sproutr, LLC](https://aaisonline.com/partners/sproutr-llc/) - Website Sproutr, LLC Sproutr delivers end-to-end insurance program solutions for MGAs and insurers. Their services include: Program Design and Architecture Carrier and Capital Pitch Support Competitive and Positioning Analysis Product Development and Filing Policy Administration System Evaluation Insurance Implementation Support Underwriting and Program Audit In the Views Sproutr Joins AAIS Partner Program, Delivering Seamless Cost-Effective - [Munich Re](https://aaisonline.com/partners/munich-reinsurance/) - Website Munich Re Munich Re is one of the world’s leading providers of reinsurance, primary insurance, and insurance-related risk solutions. The group consists of the reinsurance and ERGO business segments, as well as the capital investment company MEAG. Munich Re is globally active and operates in all lines of the insurance business. Since its founding - [Jarus Technologies](https://aaisonline.com/partners/jarus-technologies/) - Website Jarus Technologies Jarus Technologies accelerates the digital transformation of business processes by leveraging a modular approach towards system architecture. The Jarus Policy Admin System™ provides insurers the ability to rapidly introduce new products while minimizing maintenance efforts. Jarus Policy Admin System can automate workflows, reduce process latency, and lower overall operational costs. With Jarus’s - [IRMI](https://aaisonline.com/partners/irmi/) - Website IRMI Since 1978, IRMI has helped risk and insurance professionals do a better job of managing risk by giving them reliable, practical knowledge they need to improve the way they do business. IRMI achieves this mission through the vast online IRMI library, continuing education, conferences, and webinars, plus a vibrant online community of dedicated - [Inland Marine Underwriters Association](https://aaisonline.com/partners/inland-marine-underwriters/) - Website Inland Marine Underwriters Association Founded in 1930, the Inland Marine Underwriters Association (IMUA) is the national association for the commercial inland marine insurance industry in the United States. With members representing over 90 percent of inland marine premium writings, the Association provides its members with comprehensive training and educational programs, including research papers, news - [FilingRamp](https://aaisonline.com/partners/filingramp/) - Website FilingRamp FilingRamp is a SaaS product fully integrated with the NAIC’s SERFF platform. It serves as an insurance company’s single filing repository and allows companies to submit filings up to 80% faster than they would in SERFF. Additional features include AI Assist – Filing Scan, Circulars/Bulletins, Analytics, Search, Reporting, and Forms/Rates Library. FilingRamp is an - [Finys](https://aaisonline.com/partners/finys/) - Website Finys Finys (pronounced “finesse”) has been delivering core processing solutions to property and casualty insurers for more than 20 years. The company partners with insurers that share its commitment to efficiency, innovation, and long-term success—taking the time to ensure its core processing platform aligns with client needs and offers the right foundation for growth. - [RMS](https://aaisonline.com/partners/rms/) - Website RMS For over 30 years, RMS (Risk Management Solutions), a Moody’s Analytics company, has helped to pioneer the catastrophe risk industry. Moody’s RMS risk models underlie the nearly $2 trillion Property and Casualty industry in the U.S., and many insurers, reinsurers, and brokers around the world rely on Moody’s RMS model science. RMS builds - [ECCA Payroll+](https://aaisonline.com/partners/ecca-payroll/) - Website ECCA Payroll+ ECCA Payroll+ is a full-stack, HR service provider offering solutions for payroll and tax; time and attendance; benefits administration; and employee management. Contact us today to connect with one of our AAIS Partners. Contact Us - [Gen Re](https://aaisonline.com/partners/genre/) - Website Gen Re Gen Re is a leading P&C and life/health reinsurance company. It is owned by General Re Corporation, a reinsurance holding company for global reinsurance and related operations and a subsidiary of Berkshire Hathaway Inc. Gen Re delivers Treaty and Facultative reinsurance solutions to companies in all segments of the insurance industry. Gen - [Holborn](https://aaisonline.com/partners/holborn/) - Website Holborn Holborn is an independent reinsurance intermediary committed to achieving its mission by reinvesting in its firm. Holborn delivers responsive account services, customized and proprietary analytics, and global access to its clients. A consistent thread runs through all the services Holborn offers – client advocacy. Holborn is committed to understanding each client’s needs, corporate - [FM Boiler Re](https://aaisonline.com/partners/fm-boiler-re/) - Website FM Boiler Re FM Boiler Re provides leading mechanical, electrical, and pressure systems equipment breakdown reinsurance and related services to insurance companies in the U.S. and Canada. With the backing of FM, FM Boiler Re offers specialized expertise in equipment breakdown reinsurance and unparalleled access to loss prevention & engineering training and resources. They - [RenaissanceRe](https://aaisonline.com/partners/renaissancere/) - Website RenaissanceRe RenaissanceRe is one of the world’s leading reinsurance companies, consistently recognized for its innovation, technical excellence, and creative problem-solving. RenaissanceRe’s clients are multi-national organizations and government entities that need help managing the risks of operating in a volatile and uncertain world, including climate change, natural hazards like wildfires and hurricanes, cyber threats, and - [Travelers BoilerRe](https://aaisonline.com/partners/travelers-boiler-re/) - Website Travelers BoilerRe Travelers BoilerRe provides best-in-class equipment breakdown reinsurance and related services to insurance professionals and their clients. Founded in 1907 to protect America’s rapidly growing industrial complex, Travelers BoilerRe entered the equipment breakdown reinsurance marketplace to extend its vast equipment, boiler, and machinery experience to a wider segment of insurance clients. Today, Travelers - [Guidewire](https://aaisonline.com/partners/guidewire/) - Website Guidewire Guidewire is the platform P&C insurers trust to engage, innovate, and grow efficiently. Guidewire combines digital, core, analytics, and machine learning to deliver our platform as a cloud service. More than 540 insurers in 40 countries, from new ventures to the largest and most complex in the world, run on Guidewire. Contact us - [Duck Creek Technologies](https://aaisonline.com/partners/duck-creek/) - Website Duck Creek Technologies Duck Creek Technologies is the intelligent solutions provider defining the future of the P&C and general insurance industry. Duck Creek is the platform upon which modern insurance systems are built, enabling the industry to capitalize on the power of the cloud to run agile, intelligent, and evergreen operations. Contact us today - [ITS - Insurance Technology Solutions](https://aaisonline.com/partners/its-insurance-technology-solutions/) - Website ITS – Insurance Technology Solutions ITS (Insurance Technology Solutions) provides software solutions to the P&C insurance and reinsurance industries. Based in Connecticut, ITS has a management team with over 30 years of experience in software development and the insurance industry. ITS specializes in state-of-the-art software solutions for its clients. Leveraging Microsoft technologies, ITS builds - [Marias Technology](https://aaisonline.com/partners/marias-technology/) - Marias Technology provides software testing and system implementation services to companies in the insurance industry. Specifically tailored to insurance carriers and MGAs, Marias’ services include software testing and system implementation services such as documentation, configuration, and investigation. The company enables its clients to get out from under the mountain of IT and operational work and to concentrate on the business in which they specialize. - [Mutual Expert (Product of ECCA)](https://aaisonline.com/partners/mutual-expert-product-of-ecca/) - For insurance companies, Mutual Expert develops a fully integrated policy administration ecosystem that utilizes the latest technologies while being informed by extensive industry experience. Since 1985, Mutual Expert has been creating software solutions and providing customer support that helps insurance companies grow and retain their business. Mutual Expert’s latest innovation is [dot] Expert, a cloud-based platform that is a powerful yet elegant solution that integrates all facets of an insurance operation. Mutual Expert is a product of ECCA. - [Vertafore](https://aaisonline.com/partners/vertafore/) - For over 50 years, Vertafore, the leader in modern insurance technology, has built and delivered best-in-class insurtech solutions to connect every point of the insurance distribution channel. Vertafore exists to empower independent agents, carriers, and MGAs by simplifying and automating the insurance lifecycle. - [Wolters Kluwer](https://aaisonline.com/partners/wolters-kluwer/) - Wolters Kluwer is a global leader in professional information, software solutions, and services for the healthcare, tax and accounting, financial and corporate compliance, legal and regulatory, and corporate performance and ESG sectors. Wolters Kluwer helps its customers make critical decisions every day by providing expert solutions that combine deep domain knowledge with specialized technology and services. ## Staff - [Arron Lamp, CPCU, ARM](https://aaisonline.com/staff/arron-lamp-cpcu-arm/) - Arron Lamp is the Chief Information Officer at AAIS. He leads AAIS’s enterprise technology strategy and modernization efforts, ensuring technology investments support the organization’s commitment to delivering innovative, secure, and efficient solutions for Member insurers. He is responsible for overseeing AAIS’s technology infrastructure, cybersecurity, data management, enterprise applications, and efforts to advance AI readiness in - [David Gautsche](https://aaisonline.com/staff/david-gautsche/) - David Gautsche has served as President and Chief Executive Officer of Goodville Mutual Casualty Company and as a member of its board of directors since 2015. He previously held roles as Senior Vice President of Everence Financial and President of Praxis Mutual Funds. He has served as Chairman of PAMIC (Pennsylvania Association of Mutual Insurance - [Kelly Reynolds, AIDA](https://aaisonline.com/staff/kelly-reynolds-aida/) - Kelly Reynolds is the Chief Product Officer at AAIS. She leads the organization’s product strategy, portfolio, and innovation initiatives to help Members navigate an increasingly dynamic P&C insurance market. As a member of the Executive Leadership Team, she is responsible for advancing AAIS’s product vision, strengthening product capabilities, and delivering solutions that support the evolving - [Michael Payne, FCAS, MAAA](https://aaisonline.com/staff/michael-payne-fcas-maaa/) - Michael Payne is the Chief Actuary at AAIS. He leads the Actuarial Services team in conducting countrywide loss cost reviews, developing pricing for new programs, building a modernized pricing process, and fulfilling regulatory reporting obligations for our Members. Michael brings more than 14 years of experience on the carrier side, holding actuarial pricing roles at - [Russ McGuire, CPCU, ARM](https://aaisonline.com/staff/russ-mcguire/) - Russ McGuire is the Chief Member Engagement Officer at AAIS. He leads Member Engagement, Member Success, Strategic Partnerships, and Marketing & Communications, strengthening how AAIS connects with Members and delivers value across its offerings. With more than 20 years of experience in the reinsurance industry, Russ has held senior leadership roles focused on client management, - [Tami Aders](https://aaisonline.com/staff/tami-aders/) - Tami Aders is the Chief Strategy Execution Officer at AAIS. She leads the Strategy Execution Office (SEO), serving as the bridge between mission, strategy, and execution. She partners with the President & CEO, Executive Leadership Team, and Board to ensure the organization’s strategy is translated into aligned priorities, clearly defined initiatives, and measurable outcomes that - [Christopher Bunch, CPA](https://aaisonline.com/staff/christopher-bunch-cpa/) - Christopher Bunch is the Chief Financial Officer at AAIS. He has more than 25 years of experience in finance and operations, most recently at Funston Company where he was Chief Operating Officer. Prior to that, Christopher served as COO and CFO at Wilmington Health. - [Theresa Wahoff, FCAS, MAAA](https://aaisonline.com/staff/theresa-wahoff/) - Theresa Wahoff is the Director of Actuarial Products at AAIS. She serves as the Product Manager for Actuarial Loss Cost Updates, the Product Owner for ratemaking on new products, the Product Owner for ratemaking on program revisions, and holds relevant application and system stewardship roles. Theresa leads the Actuarial Product Development team in providing Members - [Matt Cabral, CPCU](https://aaisonline.com/staff/matt-cabral/) - [Megan Ebling, MBA, AFIS](https://aaisonline.com/staff/megan-ebling/) - Megan Ebling is a Member Engagement Executive at AAIS. She helps Members maximize the value of their AAIS Membership by identifying efficiencies and solving problems that support carrier success. Megan brings over 12 years of experience in property and casualty underwriting, including farm, auto, and workers’ compensation. Megan holds the Agribusiness and Farm Insurance Specialist - [Tiffany Foege, CLCS, SBCS](https://aaisonline.com/staff/tiffany-foege/) - Tiffany Foege is a Member Engagement Executive at AAIS. She serves Member insurance companies and stakeholders across the U.S. property and casualty insurance community. Tiffany brings over 15 years of experience in marketing, sales, business development, account management, and operations within the insurance industry. Prior to joining AAIS, she held leadership roles at HUB International, Service - [Chris Kozlowski](https://aaisonline.com/staff/chris-kozlowski-2/) - Chris Kozlowski is the Director of Member Engagement at AAIS. He serves all of AAIS’s Member insurance companies and constituents across the U.S. P&C community. Chris has 20 years of combined experience in business development, account management, and operations in the insurance industry. Before joining AAIS in 2016, he worked at various regional P&C insurance - [Krissy Hensley](https://aaisonline.com/staff/krissy-hensley/) - Krissy Hensley is the Chief Human Resources Officer at AAIS. She brings more than 10 years of experience in human resources, with a background spanning financial services, retail, consulting, and technology industries. Krissy leads the design and execution of AAIS’s talent attraction, engagement, retention, and development strategies. She is passionate about influencing high-performance cultures and - [Nicole Milos, Esq.](https://aaisonline.com/staff/nicole-milos/) - Nicole Milos is the Director of Legal at AAIS. She brings extensive litigation experience, with a primary focus on insurance law and compliance. Before joining AAIS in 2019, Nicole was a partner at the Chicago law firm Cremer, Spina, Shaughnessy, Jansen + Siegert. She served as a member of the AAIS COVID-19 Task Force and - [Chris Aufenthie](https://aaisonline.com/staff/chris-aufenthie/) - Chris Aufenthie is the Director of Regulatory Filings & Government Affairs at AAIS. He brings more than 20 years of experience in the insurance industry, specializing in compliance management and technology integration within the property and casualty sector. Chris oversees and ensures adherence to regulatory standards at AAIS, leveraging a wealth of expertise from both - [Dan Kovac, CPCU, ARP](https://aaisonline.com/staff/dan-kovac-cpcu-arp/) - Dan Kovac is a 30-year insurance industry veteran and serves as the Chief Risk Officer for Hiscox U.S. where he leads several departments including risk, compliance, legal, and regulatory filings. Prior to Hiscox, Dan worked in leadership roles at USAA, General Casualty Insurance, and MetLife Auto & Home across a range of functions including Risk - [Andrew Beal](https://aaisonline.com/staff/andrew-beal/) - Andrew Beal retired in early 2026 from the National Association of Insurance Commissioners (NAIC) after spending almost 26 years with the regulatory support organization. During his time at the NAIC, Andrew served as General Counsel, Deputy Executive Vice President, Chief Operating Officer and Chief Legal Officer, and finally Interim Chief Executive Officer. Prior to joining the NAIC, Andrew - [Macon Perrill, AICP](https://aaisonline.com/staff/macon-perrill-aicp/) - Macon Perrill is a Junior Product Development Specialist on the Auto team at AAIS. He supports basic research activities by gathering information on competitor products, market trends, and regulatory updates to help the Auto team review and maintain AAIS product lines. Macon started at AAIS as a Government and Legal Compliance Intern in 2023 and - [Lance Wright, AIS, AINS](https://aaisonline.com/staff/lance-wright-ais-ains/) - Lance Wright is a Product Development Specialist on the Auto team at AAIS. He supports the development and maintenance of AAIS Personal Auto, Personal Auto Non-Standard, Commercial Auto, and Boat and Yacht products by providing day-to-day support. He also assists in gathering, analyzing, documenting, and developing product materials, including forms, manuals, rating structures, and rules, - [Debbie Stickel, CIC](https://aaisonline.com/staff/debbie-stickel-cic/) - Debbie Stickel is a Product Development Specialist on the Personal Lines team at AAIS. She is responsible for the development, implementation, and maintenance of personal lines products to support Member needs. She brings more than 20 years of property and casualty insurance experience, spanning personal lines underwriting, corporate underwriting, agency management, product management, and product - [Jason Buchek, CPCU, ARM, API](https://aaisonline.com/staff/jason-buchek-cpcu/) - Jason Buchek is a Product Development Specialist on the Personal Lines team at AAIS. He is responsible for the development, implementation, and maintenance of personal lines products to support Member needs. Jason brings more than 15 years of P&C insurance experience with deep expertise in rating structures, policy form language, and regulatory alignment. His background - [Keith Wolfe](https://aaisonline.com/staff/keith-wolfe/) - Keith Wolfe was appointed President and Chief Executive Officer of AAIS, effective March 1, 2026. He brings three decades of transformational leadership across the global (re)insurance industry to this role. Keith most recently served as Chief Commercial Officer for Guy Carpenter North America. He joined Guy Carpenter in 2024 after 27 years with Swiss Re - [Eve Chen](https://aaisonline.com/staff/eve-chen/) - Eve Chen is a Senior Member Success Specialist at AAIS. She plays a crucial role in helping Member organizations navigate the different phases of their program implementation processes. With a focus on providing guidance, resources, and support, Eve works closely with Member companies to ensure that their program onboarding is effectively planned and executed. Eve - [Jill Wagner Kelly](https://aaisonline.com/staff/jill-wagner-kelly/) - Jill is an accomplished insurance executive with more than 30 years of industry experience and a proven track record of driving growth, profitability, and agent-centered distribution strategies. She spent 15 years with the Grange–Integrity enterprise, serving in senior executive leadership roles with expanding responsibility across the organization. For nine of those years, Jill served as - [Ashley Manderfield](https://aaisonline.com/staff/ashley-manderfield/) - Ashley Manderfield is a Member Success Specialist at AAIS. She supports Member companies with onboarding and implementing AAIS products. Ashley brings eight years of insurance experience to AAIS, having worked in workers’ compensation and property claims as well as underwriting at Church Mutual Insurance Company. She earned her BS in Human Development and Family - [Jamie Drengler](https://aaisonline.com/staff/jamie-drengler/) - Jamie Drengler is a Member Success Specialist. She guides Members through the AAIS onboarding process by providing product materials, facilitating AAISdirect overviews, managing filings through SERFF, and developing custom materials. Jamie began her insurance career in 2003 and joined AAIS in 2023 to focus on Member onboarding and support. She pursued studies at Chippewa Valley - [Kelly Grandy](https://aaisonline.com/staff/kelly-grandy/) - Kelly Grandy is the Membership Data Manager at AAIS. She oversees the collection, management, and reporting of AAIS’s membership data and records. Kelly is focused on driving efficiency and integrity in operations, processes, systems, and tools that support AAIS Members and Partners. Since joining AAIS in 2011, Kelly has held roles in contract management, Membership - [Andy Bornowski](https://aaisonline.com/staff/andy-bornowski/) - Andy Bornowski is a Senior Product Development Specialist on the Commercial Lines team at AAIS. He is responsible for the development, implementation, and maintenance of AAIS commercial lines products and programs. Andy brings more than 17 years of insurance experience, including work in military health insurance and commercial property and casualty. - [Rachel McKinnon](https://aaisonline.com/staff/rachel-mckinnon/) - Rachel McKinnon is a Product Development Specialist on the Inland Marine team at AAIS. She is responsible for developing, launching, and maintaining Inland Marine and COP products to support Member needs. She brings 10 years of insurance industry experience, spanning claims, underwriting, and, most recently, product development at SECURA Insurance Company. Rachel holds a BA - [James Javier, CPCU, AMIM](https://aaisonline.com/staff/james-javier/) - James Javier is a Product Development Specialist on the Inland Marine team at AAIS. He assists with research on competitor products, market trends, and regulatory updates to help identify opportunities or needed changes to the AAIS Inland Marine Guide and Commercial Output programs. James also supports the drafting and revision of rating structures, manual rules, - [Ann Mitchell, AIS, AINS, AU, SM](https://aaisonline.com/staff/ann-mitchell-ais-ains-au-sm/) - Ann Mitchell is a Senior Product Development Specialist on the Inland Marine team at AAIS. She is responsible for developing, launching, and maintaining the Inland Marine Guide (IMG) and Commercial Output Program (COP) products. Ann brings over 11 years of P&C insurance experience, including eight years spent in commercial lines product development, specializing in property-driven - [Kara Jones, AINS](https://aaisonline.com/staff/kara-jones/) - Kara Jones is a Senior Product Development Specialist on the Farm & Ag team at AAIS. She is responsible for the development, implementation, and maintenance of the AAIS Farm & Agribusiness products and programs. Before joining AAIS in October 2023, Kara had more than 17 years of property and casualty experience, working in commercial and - [Peter Dvortsov](https://aaisonline.com/staff/peter-dvortsov/) - Peter Dvortsov is a Senior Product Development Specialist on the Farm & Ag team at AAIS. He is responsible for the research, development, implementation, and maintenance of AAIS Farm & Agribusiness products and programs. Peter brings 13 years of property and casualty experience, including roles in claims, leadership, and product. His diverse background enables him - [Linae Treu, AINS](https://aaisonline.com/staff/linae-treu/) - Linae Treu is a Senior Product Development Specialist on the Commercial Lines team at AAIS. She is responsible for the development, implementation, and maintenance of AAIS commercial lines products and programs. Linae brings more than 25 years of property and casualty experience, having worked in both commercial and personal lines for an insurance carrier prior - [Sam Hong, CPCU, API](https://aaisonline.com/staff/sam-hong-cpcu-api/) - Sam Hong is a Senior Product Development Specialist on the Personal Lines team at AAIS. He is responsible for the development, implementation, and maintenance of personal lines products to support Member needs. Sam brings more than 28 years of property and casualty insurance experience. He began his career as an Insurance Lines Analyst with the - [Martha Bako, MBA, CPCU, ARe](https://aaisonline.com/staff/martha-bako-mba-cpcu-are/) - Martha Bako is a Senior Product Development Specialist on the Personal Lines team at AAIS. She is responsible for the development, implementation, and maintenance of personal lines products to support Member needs. Martha brings more than 20 years of property and casualty insurance experience. She began her career as an actuarial analyst with the Florida - [Jamie Havel](https://aaisonline.com/staff/jamie-havel/) - Jamie Havel is a Senior Product Development Specialist on the Commercial Lines team at AAIS. She supports the development, implementation, and maintenance of commercial lines products and programs. Jamie began her career in banking and finance, where she worked for six years before transitioning to the insurance industry. She brings nearly nine years of insurance - [Meg Lech, CPCU, AIC, AIS, AINS, AMIM, SM, SCLA](https://aaisonline.com/staff/meg-lech/) - Meg Lech is the Auto Product Leader at AAIS. She is responsible for the development, implementation, and maintenance of the AAIS Commercial and Personal Auto, Boatowners, and Yacht programs. Before joining AAIS, Meg had more than 20 years of property and casualty experience working in various roles for insurance carriers. Meg holds the Chartered Property - [Linda Jancik](https://aaisonline.com/staff/linda-jancik/) - Linda Jancik is the Personal Lines Product Leader at AAIS. She is responsible for developing, launching, and maintaining personal lines products to support Member needs. Linda brings more than 30 years of personal lines experience in underwriting, product management, sales and business operations, and communications. Prior to joining AAIS, she held positions at The Hartford, - [Stephanie Vasey](https://aaisonline.com/staff/stephanie-vasey/) - Stephanie Vasey is the Commercial Lines Product Leader at AAIS. She is responsible for the planning, design, and management of commercial lines products, with a commitment to providing a modernized suite of insurance solutions to support Member needs. Stephanie brings 15 years of commercial lines experience from her work with insurance carriers prior to joining - [Casey Davis, CPCU, AFIS, ARe](https://aaisonline.com/staff/casey-davis/) - Casey Davis is the Farm & Agribusiness Product Leader at AAIS. She is responsible for business strategy, market analysis, product design, and Member support for a suite of insurance products. Casey works collaboratively across the organization and with outside partners to deliver innovative solutions designed for ease of implementation and long-term sustainability. Prior to joining - [Jeff Holaway, CPCU, CPM](https://aaisonline.com/staff/jeff-holaway-cpcu-cpm/) - Jeff Holaway is the Product Technical Lead for AAIS’s Speed to Market (S2M) initiative. In this role, he supports the efficient implementation and delivery of AAIS programs to meet Member needs. Jeff joined AAIS in 1999 after 12 years in underwriting and product management with national carriers American States Insurance and CNA. During his time - [Sara Wood](https://aaisonline.com/staff/sara-wood/) - Sara Wood is the Actuarial Data Product Owner at AAIS. She supports the development, expansion, and adoption of the FLAMES (Fire Loss and Mitigation Evaluation Score) methodology, which enables insurers to assess local fire protection and mitigation efforts. Sara is best known for her expertise in the collection, analysis, and use of fire service data. - [Matt Hinds-Aldrich, PhD](https://aaisonline.com/staff/matt-hinds-aldrich-phd/) - Dr. Matt Hinds-Aldrich is the Senior Risk Strategy Lead at AAIS. He leads national initiatives to improve how fire departments collect, analyze, and use data to enhance their operations and demonstrate value. At AAIS, he helps develop, expand, and promote the FLAMES (Fire Loss and Mitigation Evaluation Score) methodology, enabling insurers to assess local fire - [Jenny Tornquist, FCAS, MAAA](https://aaisonline.com/staff/jenny-tornquist/) - Jenny Tornquist is the Director of Actuarial Services at AAIS. She and her team are responsible for completing all required regulatory reports, supporting the Statistical Data Management Application (SDMA) submission review and acceptance, and onboarding new Member statistical data. Her team also supports the Actuarial Data Harmonization for Data Arrangement used in Actuarial Product Development - [Stephanie Bunce](https://aaisonline.com/staff/stephanie-bunce/) - Stephanie Bunce is a Member Success Specialist at AAIS. She supports Member companies with onboarding and implementing AAIS products. With 13 years of experience at Nationwide Insurance, Stephanie has held various roles in underwriting, premium audit, learning and development, customer support, and agency partnerships. She is passionate about building Member relationships and delivering quality work - [Sheila Morris, CPCU, AMIM, CPM](https://aaisonline.com/staff/sheila-morris-cpcu-amim-cpm/) - Sheila Morris is the Director of Member Success at AAIS. She provides consultative onboarding services to promote speed-to-market adoption of AAIS products and services by AAIS Members. Sheila is committed to delivering superior service to ensure the efficient implementation of AAIS programs and the ongoing success of its Members. Sheila has a background in underwriting, - [Vicky Hartman, CPCU, AMIM, CRIS](https://aaisonline.com/staff/vicky-hartman/) - Vicky Hartman is the Inland Marine Product Leader at AAIS. She is responsible for developing, launching, and maintaining Inland Marine and COP products to support Member needs. She brings 35 years of Commercial Inland Marine experience with Great American, the ACE Group of Insurance Companies (now Chubb), Liberty Mutual, and MSIG. Vicky holds the Chartered - [Todd Bossuyt](https://aaisonline.com/staff/todd-bossuyt/) - Todd Bossuyt serves as Executive Vice President and Chief Operating Officer at North Star Mutual Insurance Company. He began his career with the company in 1999 and has held a variety of leadership roles over the years, including Field Representative, Assistant Manager and Manager of Auto Underwriting, Manager of Farm Underwriting, Vice President of Underwriting, - [Mark Fowler](https://aaisonline.com/staff/mark-fowler/) - Mark Fowler serves as Vice President of Product Management at Amerisure Insurance, a role he has held since August 2020. In this capacity, he is responsible for leading product management strategies and initiatives, ensuring the development and enhancement of insurance products that meet evolving market needs. He also played a key role in the Amerisure - [Renee R. Beauford](https://aaisonline.com/staff/renee-r-beauford/) - Renee is the President, CEO, and Chair of the Board of Hastings Insurance Company, headquartered in Hastings, MI. Hastings Insurance insures businesses and families across six Midwestern states and is an integral part of the local community. Renee is the first female CEO and President in the company’s 139-year history. With 30 years of experience - [Lisa Pechan](https://aaisonline.com/staff/lisa-pechan/) - Lisa Pechan is the Business Insurance Field Vice President at Travelers. In her role, she is responsible for the perform and transform agendas for the Upper Midwest Region, which encompasses Commercial Accounts, Excess Casualty, Technology, Public Sector, Construction, Inland Marine, Ocean Marine, Oil and Gas, National Property, Boiler, and Select. She also leads “One BI” - [Crystal Ottaviano](https://aaisonline.com/staff/crystal-ottaviano/) - As Chief Risk Officer of Liberty Mutual’s Global Risk Solutions (GRS) business, Crystal builds differentiated global risk capabilities that support a forward-thinking, risk-aware underwriting mindset designed to deliver exceptional value to Liberty’s partners and customers. She joined GRS from Aspen Insurance Group, where she served as Group Chief Risk Officer. Crystal has more than 25 ## Products & Services - [FLAMES](https://aaisonline.com/products_and_services/flames/) - Risk Awareness Services provide a consolidated view of peril information and live hurricanes and wildfires trackers for improved risk catastrophe planning. - [Auto](https://aaisonline.com/products_and_services/auto/) - AAIS delivers the latest Personal and Commercial Auto insurance solutions, that with timely and accurate language and a complete suite of mandatory and optional coverage endorsements. - [AAIS Speed to Market (S2M) Toolkit](https://aaisonline.com/products_and_services/speed-to-market-toolkit/) - The AAIS Speed to Market (S2M) Toolkit aims to help Member companies adopt new or update existing products easily and efficiently on their policy administration system (PAS). - [Inland Marine](https://aaisonline.com/products_and_services/inland-marine/) - AAIS is the industry leader in the development of commercial inland marine and output programs. Hundreds of insurers choose AAIS for our comprehensive Inland Marine Guide and AAIS Commercial Output Program (COP). - [Personal Lines](https://aaisonline.com/products_and_services/personal-lines/) - Hundreds of P&C carriers use AAIS Personal Lines programs for Homeowners By-Peril, Family Cyber, Personal Liability, Watercraft, Personal Auto, and more. - [Regulatory Compliance](https://aaisonline.com/products_and_services/regulatory-compliance/) - Regulatory Compliance As a national, not-for-profit advisory organization under the auspices of the National Association of Insurance Commissioners (NAIC), AAIS serves as an intermediary between insurance carriers and insurance regulators. AAIS continuously monitors the regulatory environment for changes in the evolving P&C marketplace and alerts our Member carriers so they can navigate today’s marketplace. AAIS - [Actuarial Services](https://aaisonline.com/products_and_services/actuarial-services/) - AAIS products are powered by our highly accredited actuarial specialists who deliver accurate, refined rating information and provide valuable counsel to Members. - [openIDL](https://aaisonline.com/products_and_services/openidl/) - open Insurance Data Link (openIDL) is the first blockchain platform that enables efficient, secure, and permissioned-based collection and sharing of statistical data. - [Commercial Lines](https://aaisonline.com/products_and_services/commercial-lines/) - AAIS Commercial Lines forms, manual rules, and rating information are the foundation for competitive insurance coverage in the standard and specialty P&C markets. - [Farm & Ag](https://aaisonline.com/products_and_services/farm-ag/) - AAIS is a market leader in the Farm and Agriculture insurance sector, providing innovative products for property and liability exposures across the full spectrum of farm and agricultural processing enterprises. - [Onboarding Services](https://aaisonline.com/products_and_services/onboarding-services/) - AAIS consultative onboarding services are tailored to the individual needs of each Member to ensure efficient implementation of AAIS programs and ongoing success. - [Statistical Data Management Application](https://aaisonline.com/products_and_services/statistical-data-management-application/) - AAIS Statistical Data Management Application (SDMA) solution. This online application, available through the AAISdirect web portal, allows users to upload statistical data through a web browser and edit it before making a final submission. ## VC Sidebars - [VC Right Blog Sidebar](https://aaisonline.com/vc_sidebar/vc-right-blog-sidebar/) - CategoriesCategories Select Category Top Stories Popular Posts Featured Topics Analytics Artificial Intelligence Behavioral Intelligence Catastrophe Data Emerging Risks InsurTech Machine Learning MGAs Modeling Policy Administration Risk Management Reinsurance Speed to Market Technology Underwriting News Industry Trends Webinars Partners Press Releases Data & Technology AAIS Speed to Market (S2M) Toolkit Services Actuarial Services FLAMES Regulatory Compliance - [VC Right Sidebar](https://aaisonline.com/vc_sidebar/vc-right-sidebar/) - Company presentation how can we help you? Contact us at the Consulting WP office nearest to you or submit a business inquiry online. contacts “The results were clear, professional, and persuasive, and the investors and advisors who have seen the materials loved them. They know what investors want!” Edward Silverman Chairman, Bluewater Corp. - [VC Right Services Sidebar](https://aaisonline.com/vc_sidebar/vc-right-services-sidebar/) - how can we help you? Contact us at the Consulting WP office nearest to you or submit a business inquiry online. contacts Company presentation “The results were clear, professional, and persuasive, and the investors and advisors who have seen the materials loved them. They know what investors want!” Edward Silverman Chairman, Bluewater Corp. Recent Posts - [VC Right Service Sidebar](https://aaisonline.com/vc_sidebar/vc-right-service-sidebar/) - Company presentation how can we help you? Contact us at the Consulting WP office nearest to you or submit a business inquiry online. contacts “The results were clear, professional, and persuasive, and the investors and advisors who have seen the materials loved them. They know what investors want!” Edward Silverman Chairman, Bluewater Corp. - [VC Right Work Sidebar](https://aaisonline.com/vc_sidebar/vc-right-work-sidebar/) - Company presentation how can we help you? Contact us at the Consulting WP office nearest to you or submit a business inquiry online. contacts “The results were clear, professional, and persuasive, and the investors and advisors who have seen the materials loved them. They know what investors want!” Edward Silverman Chairman, Bluewater Corp. - [VC Right Events Sidebar](https://aaisonline.com/vc_sidebar/vc-right-events-sidebar/) - company events 2027 AAIS Main Event April 18, 2027 Opal Sol 401 Coronado Drive, Clearwater Beach, FL 33767 how can we help you? Contact us at the Consulting WP office nearest to you or submit a business inquiry online. contacts Archives August 2026 July 2026 June 2026 May 2026 April 2026 March 2026 February 2026 - [VC Right Event Sidebar](https://aaisonline.com/vc_sidebar/vc-right-event-sidebar/) - how can we help you? Contact us at the Consulting WP office nearest to you or submit a business inquiry online. contacts Company presentation company events 2027 AAIS Main Event April 18, 2027 Opal Sol 401 Coronado Drive, Clearwater Beach, FL 33767 Archives August 2026 July 2026 June 2026 May 2026 April 2026 March 2026 - [Sidebar appointment](https://aaisonline.com/vc_sidebar/sidebar-appointment/) - how can we help you? Contact us at the Consulting WP office nearest to you or submit a business inquiry online. contacts Company presentation “The results were clear, professional, and persuasive, and the investors and advisors who have seen the materials loved them. They know what investors want!” Edward Silverman Chairman, Bluewater Corp. ## Meetings - [Funding trends](https://aaisonline.com/stm-zoom/funding-trends/) - [How to run your business](https://aaisonline.com/stm-zoom/how-to-run-your-business/) - [Economics Finance](https://aaisonline.com/stm-zoom/economics-finance/) - [Accounting Franchising](https://aaisonline.com/stm-zoom/accounting-franchising/) - [Competitive research](https://aaisonline.com/stm-zoom/competitive-research/) - [Business plans](https://aaisonline.com/stm-zoom/business-plans/) ## Webinars - [AAIS Pulse: 4/4/2023](https://aaisonline.com/stm-zoom-webinar/aais-pulse-4-4-2023/) - [Navigating Turbulence in Today’s Mutual Insurance Market](https://aaisonline.com/stm-zoom-webinar/https-aaisonline-zoom-us-webinar-register-wn_hzija89sqzyvqam035yfmw-registration/) - [Contractor Risk Product Demo with OwlSurance](https://aaisonline.com/stm-zoom-webinar/contractor-risk-product-demo-with-owlsurance/) - [How Leading Mutual Insurers Leverage Analytics to Improve Performance](https://aaisonline.com/stm-zoom-webinar/how-leading-mutual-insurers-leverage-analytics-to-improve-performance/) - [Property Preparedness: Bracing for the Future of Commercial Insurance](https://aaisonline.com/stm-zoom-webinar/property-preparedness-bracing-for-the-future-of-commercial-insurance/) - [AAIS Inland Marine on BizDynamics Quoting Platform](https://aaisonline.com/stm-zoom-webinar/aais-inland-marine-on-bizdynamics-quoting-platform/) - [UBI DriverScape: Insights and Opportunities for Auto Insurance Carriers](https://aaisonline.com/stm-zoom-webinar/ubi-driverscape-insights-and-opportunities-for-auto-insurance-carriers/) - [Acquiring Talent & Leading a Team in a Virtual World](https://aaisonline.com/stm-zoom-webinar/acquiring-talent-leading-a-team-in-a-virtual-world/) - [Making Wildfire Mitigation Meaningful](https://aaisonline.com/stm-zoom-webinar/making-wildfire-mitigation-meaningful/) - [Hurricane Models: Creation, Usage, and Regulation](https://aaisonline.com/stm-zoom-webinar/hurricane-models-creation-usage-and-regulation/) - [Commercial Cyber Insurance Continuing Education Webinar](https://aaisonline.com/stm-zoom-webinar/commercial-cyber-insurance-continuing-education-webinar/) - [Drive Ahead: Overcoming Today’s Auto Insurance Challenges](https://aaisonline.com/stm-zoom-webinar/drive-ahead-overcoming-todays-auto-insurance-challenges/) - [Leveraging Today’s Underwriting Technologies to Modernize Homeowners Insurance](https://aaisonline.com/stm-zoom-webinar/leveraging-todays-underwriting-technologies-to-modernize-homeowners-insurance/) ## Elementor Header & Footer Builder - [Footer](https://aaisonline.com/elementor-hf/8133/) - 650 Warrenville Road | Suite 100 Lisle, IL 60532 Linkedin Facebook Youtube Terms of Use Privacy Policy Antitrust Policy - [Header](https://aaisonline.com/elementor-hf/header/) - Linkedin Facebook Youtube - [Blog header](https://aaisonline.com/elementor-hf/blog-header/) - Linkedin Facebook Youtube - [Blog footer (before)](https://aaisonline.com/elementor-hf/blog-footer/) ## Categories - [Uncategorized](https://aaisonline.com/category/uncategorized/) - [Press Releases](https://aaisonline.com/category/news/press-release/) - [Partners](https://aaisonline.com/category/news/partners/) - 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