Government Affairs, Legal & Compliance

AAIS Government Affairs, Legal & Compliance continuously monitors the regulatory environment for changes in the evolving P&C marketplace

For companies looking for speedy, reliable action on legislative, judicial, or regulatory changes that affect their products and services, look to AAIS. Our Government Affairs, Legal & Compliance professionals continuously monitor the regulatory environment for changes in the evolving property and casualty insurance marketplace, delivering timely updates to our Members to keep them apprised of industry developments. This vigilance also helps ensure AAIS products remain compliant in various, respective jurisdictions.

AAIS Government Affairs, Legal & Compliance (GLC) services include:

  • Government relations through engagement with state regulators, the National Association of Insurance Commissioners (NAIC), trade associations, and other stakeholders within the insurance industry.
  • Contributions to policymaking decisions that help shape regulations across the country.
  • Consultative reviews of programs for compliance and filing support for custom proprietary programs.
  • Continuous monitoring of legislation, regulations, state insurance department activity, and court decisions, notifying Members of any necessary compliance updates or required company action.
  • Expedited development of compliance filings to allow companies to adopt solutions immediately upon regulatory approval.
  • Delivery of our compliance solutions with clear, concise instructions on impact to products.

Modern Regulatory Reporting

Satisfying regulator requests for information can be an expensive for insurance carriers. Policy filings and statistical reporting are time-consuming, and third-party data security can put your information at risk to bad actors. All Access Membership with AAIS includes regulatory reporting services using the openIDL blockchain platform with optimal data security and mining capabilities. AAIS machine learning and artificial intelligence capabilities are powered by Kira, enabling Members to conduct rapid side-by-side forms comparisons tapping our ever-expanding Clause Library.


For more information...
To find out more about AAIS’s Government Affairs, Legal & Compliance solutions, 

Robin Westcott
Vice President - Government Affairs, Legal & Compliance

Robin is an attorney who spent more than 20 years in insurance-related regulatory positions in Florida, most recently as the state’s appointed insurance consumer advocate. She joined AAIS in 2013, where she oversees product compliance operations, consults with state insurance departments about the practical implications of regulatory initiatives, and acts as the general counsel. Recently, Robin has led the development of innovative insurance products, including CannaBOP cannabis coverage and openIDL. She received a BS and JD from Florida State University.

Lori Dreaver-Munn
Director - Government Affairs, Legal & Compliance

Lori is a regulatory compliance legal analyst with over 20 years of experience in the insurance industry with an emphasis on compliance and new program development. She is a key member of two initiatives within AAIS to modernize regulatory reporting, including the use of artificial intelligence to improve compliance filings and openIDL. Lori is a Member of the Association of Insurance Compliance Professionals (AICP), having served as president, regional director, and treasurer of the AICP’s Western Chapter, and has been a contributing writer for the AICP journal and blog. She is a graduate of Arizona State University with an Arizona property and casualty producer’s license.

Anne Ivory
Legal & Compliance Manager

As the Compliance Manager for AAIS, Anne supervises the review process for determining the impact of new legislation and regulations on AAIS’s comprehensive suite of products. She has over 25 years of experience in the insurance industry and was a former insurance regulator. Anne worked for the Florida Office of Insurance Regulation for over 17 years and served as the Forms Supervisor for Property & Casualty Product Review for 14 of those years. Prior to her time with the state, Anne was an underwriter for two private insurance companies. She received a Bachelor of Science degree in Risk Management and Insurance from Florida State University. Anne is a Chartered Property Casualty Underwriter (CPCU) and a Fellow of the Life Management Institute (FLMI).


To solve the “data problem” in regulatory reporting, AAIS has developed an innovative approach for clause filing reviews that utilizes patented machine-learning software, developed by Kira, which takes a lengthy, manual process and expedites it. AAIS leverages this emerging technology to identify and extract clause-level data from our library of advisory property and casualty forms. In turn, automated side-by-side comparisons of forms create efficiencies in product development, coverage analyses, and forms filings. 

  • AAIS uses Kira to compare common insurance agreements and make recommendations to Members carriers on how those forms compare to industry standards.
  • Alongside Kira, AAIS uses Alfresco, a content management platform that was configured by TSG's Open Content Management Suite.
  • AAIS has “trained” Kira on 713 custom provisions for the P&C insurance industry using Quick Study.
  • AAIS imports forms on a weekly basis, maintaining a library of previously approved language.
  • As new legislation is passed, AAIS leverages the clause library to identify impacted forms and initiate change management.
  • AAIS can upload insurance carrier coverage forms and compare it to corresponding AAIS and industry offerings.


Regulatory demands for data are growing, while the volume of data insurers must sort through to comply is expanding exponentially. As a result, the essential insurer-regulator transaction continues to become more time-consuming, expensive, and less effective. But it doesn’t need to be. openIDL is here.

openIDL, an open source, distributed ledger platform, infuses efficiency, transparency, and security into regulatory reporting: With openIDL, insurers fulfill requirements while retaining the privacy of their data. Regulators have the transparency and insights they need when they need them.

Initially developed by AAIS, expressly for our Members, openIDL is now being further advanced by the Linux Foundation as an open-source ecosystem for the entire insurance industry.

Asset Publisher

GLC News