Pinpoint Predictive empowers P&C insurers to quantify the profitability of current and prospective business earlier, faster, and more accurately than ever before. Pinpoint’s fully automated risk selection platform uses individual behavioral predictors and advanced AI that go beyond traditional variables of ZIP Codes and credit.

Pinpoint bridges the gap between the most powerful behavioral predictions made by the world’s leading tech companies and the specialized requirements of the insurance industry by providing unmatched risk-selection capabilities at various points along the insurance value chain, including customer acquisition, underwriting, claims, etc.

Pinpoint’s Loss Predictions and Risk Scores complement client rating models, regularly revealing loss ratio reduction of 3-10 points without the need to refile or change rates. By focusing on the individual being insured, carriers benefit from significant new and complementary signals on who is driving the car, living in the home, or operating the small business, which may otherwise appear incorrectly, to present similar levels of risk.

Carriers can leverage Pinpoint’s deep-learning-powered actuarial loss predictions within 24 hours via fully automated data onboarding and GPU-based algorithms. Commercial implementation can be done through batch onboarding or a real-time API, all on a self-serve, no-code platform.

With predictions available earlier and more accurately than any other risk solution on the market, Pinpoint is transforming the P&C insurance industry with an AI-driven, real-time, light-lift solution for risk selection.

Backed by more than 100 combined years of comprehensive experience and domain knowledge, Pinpoint’s products are uniquely designed to meet the needs of insurance businesses of every size.