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Terms of Use

Welcome to AAISonline. This document explains the terms and conditions for using this site, and our policy regarding information collected from users of the site. AAIS reserves the right to modify these terms and conditions at any time, and the right to deny anyone access to the site at any time.


All information on AAISonline is copyrighted property of the American Association of Insurance Services, Inc., Wheaton, Ill. Any duplication or redistribution of any content on AAISonline without written approval from AAIS is prohibited.

Request for permission to use information on AAISonline should be directed to AAIS Marketing & Communications. Permission to use copyrighted images and other information of third parties used on AAISonline must be secured directly from the copyright holder.


The content of AAISonline has been designed solely for purposes of general information, except where otherwise noted. Content on AAISonline does not alter, supplant, or supersede what is written in AAIS policy forms, manuals, bulletins, or any other forms of information provided by AAIS

Information on AAISonline does not constitute or create any contractual commitment on the part of AAIS. AAIS reserves the right to add, modify, and/or remove content of AAISonline at any time. Neither AAIS nor any other content provider shall be liable for any error, omission, inaccuracy, use, or misuse of information available on AAISonline.

AAISonline provides links to other websites, but AAIS does not control those sites and is not responsible for their content, maintenance, or effects on users who visit those sites. Certain content on AAISonline will be restricted to registered users. Access by unauthorized users is prohibited.

No Warranties

AAIS information and access to third party services are provided “as is” with no warranty of any kind, expressed or implied, as to its accuracy, merchantability, suitability, or any other quality. In no event will AAIS be liable to any party for any direct, indirect, special, or consequential damages for any use or reliance on its information or access to third party services, including but not limited to lost profits, business interruptions, loss of programs or other data.

AAIS information may contain technical or typographical errors, and AAIS may make improvements and changes to the information. AAIS expressly disclaims any warranties, expressed or implied, relating to viruses, “worms”, “Trojan Horses”, and other types of destructive coding.

No Guarantee of Confidentiality

AAIS does not guarantee the confidentiality of messages and other information transmitted to us in any form. AAIS is free to make use of messages and ideas transmitted to AAIS, subject to copyright protections on materials transmitted by one party but produced by another.