Skip to main content

AAIS

Linkedin Facebook Youtube

2027 AAIS Homeowners Series

A comprehensive revision designed to strengthen the AAIS Homeowners Program.

Informed by Member feedback, the 2027 AAIS Homeowners Series focuses on improving standardization, consistency, usability, and market relevance while addressing emerging risks and evolving coverage needs.

Latest Update (September 2026)

– Development underway on all base forms
– Multistate endorsements and manuals in progress
– Completion of multistate material development targeted for February 2027
– Ohio expected to be the first filing package

What's Included

Base Forms Revision

All Homeowners base forms are being rewritten so that language will be modernized and standardized across the program.

Endorsement Review

Existing endorsements are being evaluated for potential enhancement, incorporation into base forms, or retirement, where appropriate.

New Endorsements

New endorsements are being developed to address emerging issues and coverage needs identified by Members and the marketplace.

Rule Manual Updates

Associated rule manuals are being updated and refined to improve standardization, usability, and overall program consistency.

Rating Review

Loss costs and rating factors are being reviewed and refreshed to support continued market relevance and flexibility.

Program Resources

Fact Sheet

Download a high-level overview of the program features and benefits.

Download Fact Sheet

Filing Activity

Monitor active AAIS regulatory filings and status updates.

AAIS Members receive complimentary access to filing information, Forms Libraries, Rules Libraries, Rates Libraries, and associated filing resources.
 

Need access? AAIS Members who do not currently have a FilingRamp login can request complimentary access through the FilingRamp AAIS Partner Page.

View Filing Activity

Frequently Asked Questions

When will the revised Homeowners Series be available?

The development of multistate materials is currently anticipated to be completed by February 2027.

The initiative includes Homeowners Composite (HOC) and Homeowners By-Peril (HOBP), along with related forms, endorsements, manuals, loss costs, and rating factors.
Members can access filing information through FilingRamp. Complimentary access is available to AAIS Members. If you need complimentary access, you can request it through the FilingRamp AAIS Partner Page.

Program updates, filing activity, FAQs, and supporting resources for the 2027 AAIS Homeowners Series will be posted to this webpage as they become available. Members are encouraged to check back regularly for the latest information and materials.

AAIS welcomes Member collaboration throughout the revision process. Members are encouraged to share feedback and questions with their AAIS contacts and Member Engagement team members.

Share Feedback

Help Shape the Future of the Program

AAIS welcomes Member feedback throughout the development of the 2027 AAIS Homeowners Series. If there are endorsements, emerging issues, or evolving coverage needs you would like AAIS to consider, we encourage you to share your input with the Personal Lines team.
Contact the Personal Lines Team

Your Personal Lines Team

Discover how AAIS products and services can accelerate your business needs.

Contact