reThought Flood is a technology-centric Managing General Agent (MGA) focused on U.S. flood risk. reThought’s state-of-the-art, patent-pending underwriting and risk assessment technologies, including its award-winning Flood Resilience Scores, are based on both top-down and bottom-up risk analysis. This approach allows for location-specific underwriting and true risk-based pricing. It lets reThought Flood say “yes” to complex risks, enabling reThought agents to offer clients high-quality commercial and residential flood insurance, backed by A-rated carriers.