Kelly Reynolds is the Chief Product Officer at AAIS. She leads the organization’s product strategy, portfolio, and innovation initiatives to help Members navigate an increasingly dynamic P&C insurance market. As a member of the Executive Leadership Team, she is responsible for advancing AAIS’s product vision, strengthening product capabilities, and delivering solutions that support the evolving needs of Members.

With more than 25 years of leadership experience across product management, underwriting, regulatory compliance, operations, and strategic transformation, Kelly brings a unique perspective on how products are developed, delivered, and supported. Prior to joining AAIS in July 2026, she led Product for Nationwide’s Commercial Lines and E&S & Specialty businesses, overseeing the strategy, governance, development, and management of a multi-line commercial insurance portfolio. Her experience across nearly every stage of the insurance value chain—including retail agency operations, managing general agency underwriting, underwriting leadership, and enterprise product management—enables her to bridge the needs of carriers, distribution partners, regulators, and policyholders while driving meaningful innovation. Known for her collaborative leadership style, Kelly is passionate about building high-performing teams, modernizing product management practices, and leveraging technology and data-driven insights to improve speed to market and deliver Member-focused solutions.

Kelly holds the Associate in Insurance Data Analytics (AIDA) designation from The Institutes and a professional data analytics credential from Arizona State University’s W. P. Carey School of Business. 

Kelly has a BS from the University of Portland.